"In the process of using the cultivator, if any damage occurs to the cultivator that is not their own intention, then our mermaid army will be responsible for the repair, and they do not need to bear the repair cost. If although they are cultivating with the cultivator, due to various reasons

If their farmland fails or fails to harvest due to no fault of their own, we will not confiscate their grain and let them postpone it until the next harvest."

"However, after we hand over the cultivator to them, if we find that they did not keep it properly and did not work hard to cultivate the mountainous land, then we have the right to take back the cultivator, and their arrears will also be included in our repossession of the cultivator.

It’s time to write it all off.”

"And the most important thing is that our bank promised not to charge any interest on the price we agreed to lend them."

"What do you think of these conditions?"

These soldiers in charge of finance look at me and I look at you, they are all slowly digesting Ariel's proposal.

Some of the soldiers even stuffed the bread into their mouths, then took out paper and pens from their pockets and started calculating.

After a while, these soldiers finally figured it out and said: "I'm afraid it won't be able to recover a quarter in two years. It will take three years. But if someone works hard enough and reclaims a lot of wasteland,

Maybe there will be a miracle."

"Ms. Marquis, this kind of contract is really rare. There is no interest, but in fact we will not give them any money, but give them the cultivator. As for the purpose of the cultivator... it can only be used to cultivate the land.

, there is no way to use it for other purposes.”

"Yes, that's right, and our hand-held cultivator is suitable for use in the mountains, but it is not very useful on the plains below the mountains, so there is no need to worry about the villagers selling the cultivator privately, after all, they won't make much money.

"

"However, some preventive work should still be done. For example, if someone really maliciously damages the cultivator or sells the cultivator, then punishment should still be imposed..."

"Punishment? Seize the house and land? Then what is the difference between us and those noble gentlemen?"

"You're stupid! Didn't you hear what the Marquis said? We would only do this when the villagers don't value the cultivator at all! And we are all farmers, do you think we would deliberately prevent the villagers from cultivating the land?

Are you going to exploit them at the end?"

"Well... Madam Marquis, this method is very good. It encourages farming and encourages mutual trust between the two parties, and there is no need to give actual money, only materials that are not used elsewhere... Very good! We can say that it is first come, first served.

Well, in this way, we don’t have to worry about our inventory not being enough. After all, only those who want to get rid of poverty most will work hard!”

"But just now Ms. Marquis said that there is no interest, and if anyone is lazy, they can take back the cultivator, and the previous accounts will be written off. In this way, there will still be many people who come to apply in the beginning with the feeling that they don't want it in vain.
Chapter completed!