Chen Qiaoshan left Guanghua Tower, went back to the dormitory first, took the ID and left the door.

He was heading for the nearest securities business department. It was cloudy today, and the two places were not too far apart, so he was going to ride over.

Chen Qiaoshan had figured out the route in the morning, left the east gate of Peking University, followed Zhongguancun and headed south on Zhichun Road, and then turned east. The business department was on this road.

This was his first time leaving the school gate after the start of school, and Chen Qiaoshan was not worried about getting lost. The address was easy to find, just near the south gate of Beihang University.

Chen Qiaoshan couldn't stand it as soon as he rode halfway through the road. Although there was no big sun today, the weather was very stuffy and there was no wind in the air.

Chen Qiaoshan was originally planning to take a taxi, but now the starting price of taxis in Yanjing is 10 yuan, and most of them are Xiali, Fukang, Jetta, etc. He knows that Lao Xiali and others don’t even have air conditioners, so it’s a pain to ride on it. Thinking about it, it’s better to ride a bicycle.

He felt a little sorry for this new bicycle. He ran long distances in hot weather, and no matter how good the bike was, it could not withstand several tosses.

When Chen Qiaoshan found the business department, his T-shirt was already soaked, so he became young. He had been training in the brick factory for a few days. His body was definitely not going to endure the hardship.

He walked into the hall with his backpack that he had just bought for two days. He suddenly felt like he was as cold as the air conditioner was full of air conditioners. It was so cool, but he was a little worried that he would catch a cold.

There are not many people in the business department, but it is normal that no one is. From 2001 to mid-2005, the market conditions of the two markets have been falling. Among them, the Shanghai Composite Index once fell below the 1,000-point mark, which is a record of new stock index lows in the past ten years. No wonder it is deserted here.

Of course, there is no stock market in the world that only falls but not rises. After more than four years of long bear market, A-shares finally ushered in a short spring. In the next big bull market, Shanghai and Shenzhen stock markets reached historical highs, but the time was very short and they have never climbed up again since then.

Chen Qiaoshan knew that the reason why he was able to get rid of the bear market in two years was entirely due to the government's intervention. In fact, the government has been intervening in the stock market, but it has never had any major results.

Since the beginning of this year, the fund access system, social security funds, overseas institutions, insurance funds and other major investors have entered the market one after another. Unfortunately, the effect has not yet appeared. It was not until the stock reform was implemented in 2005 that the domestic stock market had completely emerged from this wave of bear market.

...

Chen Qiaoshan’s account opening process was not smooth. He encountered some problems when completing the procedures. A corner of his ID card was cut off. This was reduced by the registered police during the household registration transfer.

The person in charge of receiving him was a beautiful girl, of course there was nothing strange about this. Beautiful and good-looking people will be rewarded with performance.

The beautiful girl couldn't take care of her. She stared at the ID card in her hand and looked at Chen Qiaoshan from time to time, and couldn't even hide the smile at the corners of her eyes.

Chen Qiaoshan was helpless. The photos on his ID card were a bit terrible, and he knew it himself, but this girl was too unprofessional. He was wondering in his heart, wouldn't she be afraid of being complained?

"Hey, sister, can we do it?"

The beautiful girl frowned, obviously not very satisfied with the symmetry.

Chen Qiaoshan didn't care about this, he felt a chill now. After staying for a long time, he would definitely catch a cold and he didn't have time to pay attention to her.

The beautiful girl asked, "Your ID card is from another place, and you still lack a corner, so you can't get it!"

Chen Qiaoshan suddenly felt a little annoyed, "Sister, you are not wrong, you still need a local household registration to open an account? There is no such regulation, right? Moreover, my ID card was cut from the police station, and people said it would not affect the use. Why did you have a problem?"

The beautiful girl is obviously not easy to mess with, so she said directly: "Your ID card is missing, and the photo is not similar to you, so I can't get it."

Chen Qiaoshan couldn't help but smile. This reason was really appropriate. He didn't know how to refute it. It was really fresh. He had never seen a salesperson who drove customers out.

"How about you ask your leader, is there a business manager? Let him come and have a look." Chen Qiaoshan finally suppressed his temper. It was not easy for anyone to make a living outside. He didn't want to go out for a waste of time in hot weather.

The beautiful girl was stunned at first, but when she heard that he was looking for the leader, she immediately turned down and left. Chen Qiaoshan couldn't help but wonder. This person was really weird and could do it even with this attitude.

There was no conference, and the beautiful girl came over with a man in her thirties. The man had a white shirt, black trousers, black leather shoes, and meticulously cared for his hair. He looked like a professional manager, which gave Chen Qiaoshan the feeling that he was recruiting people to sell insurance on the streets of later generations.

"Hello sir, my surname is Zhang, and I am the front desk director here. If you have anything to do, you can tell me!" After saying that, the man surnamed Zhang handed over another business card.

Chen Qiaoshan felt a little strange. This was the first time he met someone who called him. He felt both strange and familiar. He subconsciously took the business card and took a look at Zhang Chengbin.

"I'm here to open an account. There is a corner of my ID card. Do you think I can do it?" After Chen Qiaoshan said that, he handed over the ID card in his hand.

Zhang Chengbin took it over, took a look, and there was no reaction on his face, so he directly ordered: "Xiao Zhang, go through the procedures for Mr. Chen."

The beautiful girl was obviously very dissatisfied, and she was muttering without avoiding people. She didn't care about her leader at all and stood beside her.

Chen Qiaoshan is not stupid either. It seems that the two of them are related, but it is not surprising to think about it. With the temper of a girl surnamed Zhang, no one dares to be like her without a backstage, so she would have opened a place a long time ago.

The procedures went smoothly. The girl surnamed Zhang took Chen Qiaoshan to the bank next door to handle the third-party custody, but something went wrong when she came back to sign the commission agreement.

"Director Zhang, it seems there is something wrong?" Chen Qiaoshan raised the agreement in his hand, feeling very upset. He was fooling him as a novice.

Zhang Chengbin took the agreement and looked at it. His expression on his face did not change at all. He asked calmly: "What's wrong? Is there any problem?"

Chen Qiaoshan sneered in his heart. This guy was obviously confused. He pointed to the commission rate and said, "Is it a mistake?"

Zhang Chengbin's face changed slightly, and he was also a little surprised. He was a little unhappy when his cousin came to him and said that he had been made difficult by the customer, but the sales department stopped short of not opening an account due to identity issues.

The procedures still need to be completed. If you don’t see the bank without an ID card, you will get a passbook? But he just tripled the commission ratio and collected it according to the upper limit. At that time, my cousin can get more commissions, but he didn’t expect that the young man on the other side would be not easy to fool.

Chen Qiaoshan knew that the commission ratio stipulated by the CSRC was 3/1000, and there was no lower limit at the lowest. Of course, it did not mean that there was no lower limit at all. There were fees collected by securities companies in the commission, which were about 2/1000.

In order to compete for customers in later generations, most brokerage firms basically had commissions of about 3/10,000, and a few of them were less than 2/10,000. However, those were targeted at senior customers. Securities companies did not make money from commissions, but they didn’t have to worry about losing money. They naturally had ways to make money.

Chen Qiaoshan had already checked it online before coming. Although the commission is not as low as in later generations, it is not as outrageous as three-thousandths. Most of it is about one-thousandth, and the better is eight-thousandths. His account has 28,000 in his account. Although it seems that there is not much money, only a few dozen yuan will be added for each transaction. However, if the funds are enlarged and the transactions are changed frequently, it will not be a few dozen yuan.

Zhang Chengbin explained: "That's right, the commission rate we set is reasonable and within the scope stipulated by the China Securities Regulatory Commission."

Chen Qiaoshan was completely speechless. This man really fooled him as a three-year-old child.

"Director Zhang, the fee is about 1.8% of a thousandth, and the stamp duty is still 1.1% of a thousandth, and the commission limit stipulated by the China Securities Regulatory Commission. I am right? And my principal is 28,000, although it is not too much, it is not too much. Isn't it a bit inappropriate for you to do this?"

The beautiful girl surnamed Zhang was stunned. She began to have some opinions about her cousin not helping her, but when she saw the commission rate, she was in a good mood, but the situation suddenly changed.

Zhang Chengbin was also a little confused at this time. Chen Qiaoshan is obviously a good person. It is rare for people to understand these days. Many novices don’t even know what the commission is. They fool them and they are accurate, but they didn’t expect that they would be exposed in person by a young man.
Chapter completed!