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...

"Old Zhao, today is Christmas. Xiao Rockefeller is probably celebrating the festival at home. Let's wait until tomorrow or the day after tomorrow." Zhou Hao reminded.

"I know this." Zhao Zhenzhong nodded and said, "Today we want to roughly clarify the matters about Huamei Bank, so that we can also carry out our work step by step in the future. In addition, if you have time, I will talk about our resource plan in detail. You can also think about it carefully. After all, the day after tomorrow, Courtman and the others will come."

"No problem, I just want to hear what you want to arrange." Zhou Hao smiled.

Zhou Tian sighed and said reluctantly: "I see the end of the year, and more and more things are happening. Mr. Situ had said before that Chen Jiongming would be in the United States this month, and you would return to China after the New Year, so you are all together."

Thinking about the time to return home, although Zhao Zhenzhong felt reluctant to leave, he understood the responsibilities of himself and others, so he comforted him: "If you are busy, you will get rewards. We are more busy now. Isn't it just for a good harvest in the future? That is not only related to us personally, but to the great harvest of the country and the nation."

Zhou Tian said, "I understand the truth, I won't stop you."

"Cough! Cough!" Zhou Hao coughed heavily and protested: "Sister, Lao Zhao, I haven't left yet. Besides, there are still some days before Lao Zhao returns to China, so don't stage other plots in advance now. Let's continue to discuss the problem. Lao Zhao, which aspect should I talk about below?"

Zhou Tian glared at Zhou Hao angrily, trying to scold him, but he felt that what he was saying was reasonable, so he stopped saying a word.

Zhao Zhenzhong shook his head helplessly and said, "I should talk about some general arrangements for Huamei Bank's future operations later. These are things that Xiaotian has mastered. Let her talk about them."

"Sister, don't be angry." Zhou Hao said with a smile, "Sister, how do you plan to run Huamei Bank later? Tell me, Lao Zhao and I want to know."

Zhou Tian gave Zhou Hao a blank look, snorted, and said, "There is nothing to say about normal deposit and loan business, it is not much different from other banks now. Some ideas can be implemented, that is, to further expand the small treasury we exist under the cover of Huamei Bank."

"In the next few years, we can do several things with our grasp of the future historical direction. If it is done well, it is not impossible to double the amount of funds in the small treasury."

"Sister, is this possible? This is not one yuan to two yuan, it is billions of dollars." Zhou Hao said in surprise.

"Can you really do it?" Zhao Zhenzhong was also a little surprised.

"If it is arranged well, there may be more." Zhou Tian smiled and said confidently, "This is not nonsense, but well-founded. Not to mention anything else, in the original history, from the beginning of the great crisis to Roosevelt's implementation of the new policy, the pound alone depreciated by 33% and more than 40% respectively. If the timing is right, you can make a lot of profit by just using the time difference between the depreciation of the two currencies."

Zhou Tian is indeed not nonsense. In history, Britain re-implemented the gold standard in 1925 after World War I, promising that the pound and gold could be converted freely. In 1930, when the economic crisis that originated in the United States swept across Britain, the British government still refused to give up the gold standard. Banks in France and other countries took the opportunity to withdraw and exchange large amounts of gold from the Bank of England, causing a large amount of gold outflow from Britain. This made Britain, which was too dependent on foreign markets and was basically still implementing free trade policies, suffered the double blow of the economic crisis and the currency crisis. By 1931, the balance of payments deficit of more than 100 million pounds in history for the first time. In the end, Britain abandoned the gold standard for six years in September 1931, and the pound depreciated by 1/3. Later, influenced by the UK, more than 10 countries successively gave up the gold standard.

The sharp depreciation of the US dollar was after Roosevelt implemented the new policy. In 1933, Roosevelt issued a series of policies to interfere with the US economy. On March 10, he announced the cessation of gold exports; on April 5, he announced the ban on private storage of gold and gold securities, and the US dollar stopped exchanging gold; on April 19, he banned gold exports and abandoned the gold standard; on June 5, the regulations on the repayment of public and private debts in gold were abolished; on January 10, 1934, the US dollar depreciated by 40.94%.

If we take advantage of the differences in the time when various countries abandon the gold standard, coupled with the depreciation of currencies between Britain and the United States, it is possible that the amount of funds in the small treasury will double again. What's more, there is another opportunity caused by the United States' adoption of the Silver Act to acquire more than 1.4 billion US dollars worth of silver.

After hearing what Zhou Tian said about the events that happened in the original history, Zhou Hao asked in surprise: "Sister, how do you remember these?"

Zhou Tian snorted and said proudly: "Of course I remember it with my mind! When I was on the ship, Zhenzhong reminded me to pay more attention to the great crisis in the United States and the events that may bring us great benefits. At that time, there were 500 kilograms of gold on the ship, so in addition to remembering some important things about the US stock market, I also remembered the important events related to gold, silver and other aspects before and after the crisis."

"Old Zhao, are you so foresighted? And you cooperate so well with my sister, it's a perfect match." Zhou Hao sighed in a strange voice.

"I'm not that awesome, I can think of all aspects." Zhao Zhenzhong laughed, "I just thought I could use the US stock market to increase as much wealth as possible before the big crisis broke out, so I reminded Xiaotian to take a look at the information on that aspect. But I didn't expect that Xiaotian not only gained such a big gain in the stock market, but also remembered these things related to gold and silver."

"However, I personally do not agree with spending too much effort on the depreciation of the pound, the US dollar, and the speculation of silver in the next few years." Seeing Zhou Tian, ​​Zhou Hao was a little confused, Zhao Zhenzhong explained: "The old saying goes, 'The power cannot be completely relied on' and said, 'Where can you not get wet your shoes when you walk by the river,' although everything is still smooth now, we should not be blindly optimistic. Unlike the storm in the stock market, currency value, gold, and silver reserves are major issues related to whether the national regime is stable. If you act too much in this regard, it will cause a national regime to fight back. Whether it is the British government or the US government, it is not something that our current power can compete with. So, my opinion is that we can use these opportunities to expand our capital, but we must not be excessive!"

"Let's talk about gold acquisitions first. I think the secret acquisition of gold in the UK can continue until the end of next year, and before the spring of 1931, all the gold acquired in the UK should be transported to the United States. The US's acquisition of gold will last until the summer of 1932. Before the winter comes, in addition to leaving a certain amount of gold for the headquarters of China Banking China as reserves, the remaining gold acquired must be transported back to China as much as possible. It must not be intercepted in the United States after Roosevelt comes to power and bans gold exports."

"Let's talk about the value of the pound and the US dollar. I think we can speculate on this aspect, but don't overdo it, and don't invest too much. If it's convenient, you might as well reserve more scarce materials such as fine copper and aluminum ingots with high preservation value, so as not to cause excessive losses to us due to currency depreciation."

"As for silver, since neither the UK nor the US banned the circulation of silver, and the United States also passed a bill to define it as a treasury reserve, I think we can invest more funds in this regard. In addition to taking advantage of the opportunity to make a big profit, we can also acquire more reserves when the price drops. After all, silver will still have high value in some key scientific research in the future."

After listening to Zhao Zhenzhong's reminder and warning, Zhou Tian pondered for a while and sighed: "You are right. I only see the economic benefits and ignore the impact of other aspects. Just do what you said. However, I am really unwilling to give up. Such a good opportunity..."

"Sister, as long as we have enough strength and sufficient preparations, we have opportunities. Besides, we have a lot of funds and industries now. With more jars and jars, we should be more safe." Zhou Hao advised.

"Huh? When did you change your temper?" Zhou Tian said strangely, "You actually know you're safe?"

"Oh... this is growth." Zhou Hao sighed with a little complacent.

Zhao Zhenzhong and Zhou Tian were both amused by his pretentious deep but proud look.

"By the way, how much gold do you think you can buy at that time?" Zhao Zhenzhong asked.

"According to the current gold content of the US dollar or pound, 100 million US dollars is worth more than 100 tons of gold." Zhou Tian calculated, "I want to buy more, but I guess the result will not be satisfactory. We have started to secretly acquire gold this spring, but so far, we have only collected more than 400 tons, and we should be able to get more than 1,000 tons in the end."

"This is already a lot." Zhao Zhenzhong smiled, "I'm sure the Nanjing National Government will not have so many gold reserves, so we should not be too greedy."

After Zhou Tian thought about it, he smiled and said, "That's right."

"Old Zhao, sister, the bank matter should be over now, right?" Zhou Hao asked, "If we finish talking, then we'll go out and have fun with everyone. Today is Christmas."

"Hmph, can't sit still? Are you not a believer and have Christmas?" Zhou Tian said disdainfully.

"Anyway, it's just that everyone hasn't seen each other for a long time, let's get together to have fun." Zhou Hao didn't care.

"Okay." Zhao Zhenzhong nodded and said, "These are the things that are happening on the bank for the time being. If there is any problem later, we will communicate in time. It's good to go out and have fun with everyone now."

...

The next morning, Zhao Zhenzhong and the other two rushed directly to the headquarters of Mobil Oil Company and negotiated with Rockefeller Jr. on the establishment of Huamei Investment Bank and cooperation. After more than three hours of bargaining, Zhao Zhenzhong finally made Rockefeller Jr. promised to manage the settlement amount of oil business in mainland China and Nanyang by Huamei Bank. Of course, the 50% of the oil field shares were exchanged for Rockefeller Jr. In addition to the US technical backbone, other oil industry workers in the oil field were recruited by Zhao Zhenzhong in China nearby. In addition, Rockefeller Jr. also decided to invest 3 million US dollars to become a shareholder of Huamei Investment Bank.

It seems that Zhao Zhenzhong and others have gained a lot of advantages, but in fact, Rockefeller is also sure to make a profit.

The settlement amount of oil business in mainland China and Nanyang is managed by Huamei Bank, which seems to be quite large in terms of regional scope, but at that time, the returns brought by these two regions only account for a very small proportion of the entire Rockefeller Consortium's income. Moreover, handing over this part of the business amount to Huamei Bank can also save a lot of handling fees. As for investing in Huamei Bank, looking at the oil companies, pharmaceutical companies, etc. controlled by Huamei Investment Bank, you can basically know that this investment is a sure profit and no loss. What's more, there is another 50% oilfield shares after successful development in the future?
Chapter completed!