Although it was expected, Hao Yun did not expect that it would come so quickly.

Just the second week after he sold his Modern Bicycle equity to Haishi Group, the financial world was once again in turmoil due to a sudden news.

That is the sudden burst of UFO bicycles!

To be precise, it is not UFO's bicycle business that has been exploding, but UFO's bicycle business that has been exploding.

This shared bicycle startup, born in Yanjing, was very lucky to catch up with the shared bicycle boom. With the background of Yanjing University, it received 30 million yuan in the first round of financing.

It almost replicated the development trajectory of modern bicycles. With this financing of 30 million yuan, UFO bicycles quickly began a counterattack in life. In just one month, the startup company occupied 50% of Yanjing's market share and expanded its business to other second-tier cities such as Tianjin.

If it were just like this, there wouldn't be any major problems.

However, if you want to steal market share from Modern Bicycle, it must make more radical decisions in the use of deposits.

For example, connect with private lending business.

In fact, it is not only UFO bicycles that do this.

Most small and medium-sized shared bicycle companies like Youtian Bicycle are trying their best to increase the return on assets of existing deposits to attract more investors to join them to push the snowball forward.

However, so many funds are crowded into the high-risk micro loan field, it will only happen sooner or later.

Unfortunately, this big thunder detonated on the UFO.

As the cooperative lender providing "financial services" fails, more than 3 billion deposits face the risk of bad debts, which directly puts the booming UFO bicycle business at the risk of breaking the capital chain.

It would be fine if it was just like that.

Gripping one's teeth, making the data up, and introducing more buyers to enter the market to fill in the pit, maybe they would fill the pit of 3 billion. After all, under the catalysis of Yunmeng Group's wealth myth, various capitals are now interested in shared bicycles to a level of almost fanatical, and they have taken out a premium rate of twice or even triple, and they don't care about any risks at all.

However, the problem is that a report published in the Financial Times exposed the UFO deposit issue.

Some people say that it was done by competitors, and some people say that an investor who participated in the roadshow bribed the negative news of the Financial Times reporting on UFO to suppress the valuation and cooperated with the investors to put pressure on the market.

However, it doesn't matter who did it now.

The hammer smashed down and directly overturned the UFO boat.

The panic first spread in the financial world, and then with the reprint and comments from major media, the news was finally passed to UFO users.

The users were panicked when they heard this.

Although it only costs a few hundred yuan, that's also money!

It was agreed that you could ride a bicycle for free by paying a high deposit, but unexpectedly, they didn't plan to make money through bicycles, but instead focused on the principal paid by the small food and drinks.

How can I bear this?

For a time, the application for refund of the deposit floated into the shared bicycle field like snowflakes.

Not only are UFOs facing runs and stampedes from users, but even other shared bicycle companies with good business conditions are complaining in this round of stampedes.

After all, there are ones and two things in this thing, and everyone is worried that similar things will happen to them.

Then there are the concerns of all suppliers. Now that shared bicycle companies go to the factory to place orders, not only has the deposit increased from 10% to 30%, but no one is willing to make concessions in the time of paying the final payment.

The situation of Modern Bicycle is slightly better. On the one hand, Haishi Group has just injected capital, and on the other hand, the capital migration has led to sufficient cash flowing on the books.

However, it is undeniable that this incident still caused a significant impact on Modern Bicycle's business. Especially the UFO storm has attracted the attention of the China Banking Regulatory Commission. It is rumored that relevant regulations will be issued soon to regulate the use of deposits in the shared bicycle industry.

This negative news directly brought the valuation of major shared bicycle companies to half the price.

After all, everyone knows that the short-term bicycle rental business itself is not valuable, and what is valuable is the huge cash flow generated by travel needs. If the China Banking Regulatory Commission issues a regulation that requires shared bicycles to deposit their deposits into regulatory accounts, strictly limiting their use scope...

Those routines of paying extra deposits and using a car for free can be done!

The office building where modern bicycles are located.

Zhang Tao has been busy these days.

Not only is it because of the company's relocation and the business connection between WeChat, but also because the mess created by UFO has seriously affected the operating conditions of Modern Bicycle.

The leader of the China Banking Regulatory Commission called him yesterday and asked him to submit a detailed financial statement listing the purpose of each deposit for Modern Bicycle.

It's okay to say that this is. After all, the business connection between Modern Bicycle and WeChat has not yet begun, and the funds withdrawn from Jiang'an Capital are now lying in the bank account and not moving.

The only thing he is glad that Haishi Group has invested in is really time. If it is a few days late, I am afraid that the financing amount will be reduced and it will have to be discounted in half.

What made him even more thankful was that he had sold 5% of his shares to Ma Youtian before, but he cashed out 140 million yuan. If it were now, let alone 140 million yuan, I am afraid that others would consider whether to take over the market for 14 million yuan.

Thinking about what happened in the past few days, Ma Youtian couldn't help but feel a little emotional.

Looking back, the only winner of this storm is probably Yunmeng Group. 700 million accurately placed it on the top of the mountain. Everyone who laughed at them for losing money may not be able to laugh at this moment.

Especially the Haishi Group.

Although it is not good to say this, every time Zhang Tao receives a call from the other party these days, he feels that the other party's tone is about to cry.

Just after processing the materials needed by the China Banking Regulatory Commission, Zhang Tao was about to take a break when the cell phone on the table rang again.

Seeing the caller's name, he hesitated for a while, and finally picked up his phone and pressed the button to connect.

Before I could say hello, an anxious voice came from the other end of the phone.

"How long will it take for you to go public?"

Zhang Tao: “…”

Isn’t this listing yet? I’ve already started planning to reduce my holdings?

"What the hell is wrong with you?"

"I'm in a hurry to use money..."

The sound on the other end of the phone was hoarse, like sandpaper rubbing against the wall. Zhang Tao could probably imagine what expression this Mr. Ma had on his face at this moment.

If he remembers correctly, Youtian Bicycle's main profit comes from the small and micro loan business under Youtian Network. Now UFO Bicycle has suddenly burst, and major shared bicycle platforms have experienced bankruptcies.

Just listening to this sound, he could imagine how desperate Ma Youtian was at this moment.

However, understanding is just understanding, it is impossible to ask him to help. Not to mention that they are in a competitor's relationship, even if there is no competitor's relationship, this hole cannot be filled by him.

"...I advise you to think of other ways. Not to mention that the IPOs in the entire shared bicycle industry are now blocked. Even if Haishi Group has a way to help us overtake and go public, you have to pass the lock-up period if you want to reduce your holdings in the secondary market."

In Xia Kingdom, this lock-up period usually starts in 24 months, and the lock-up periods may be extended depending on the specific situation.

The other end of the phone was silent for a long time, and a sigh came.

"...Are you interested in the second largest bicycle sharing platform in Xiazhong area?"

Zhang Tao's eyebrows twitched violently, and he said with a smile on his face.

"What do you think?"

Knowing that it was useless to say more, Ma Youtian hung up the phone silently.

Zhang Tao, who was sitting at the desk, shook his head gently and threw his phone on the desk.

He did not have the experience of his friends and businessmen. He only remembered that he heard a long time ago that the money earned by luck in this business will sooner or later be lost based on his ability.

There was no gloating in his heart.

After all, no one knows whether similar things will happen to them one day in the future.
Chapter completed!