Chapter 72 Borrowing 1 Billion
Huang He stayed in the president's office for a whole morning. At noon, Huang He entertained guests at the best hotel in Wenzhou. The two parties then talked about the time of lunch and dinner in the private room. This was basically an agreement.
Consistent.
That is, Jiangnan Group will first pay off all the arrears in the first phase, and then repackage the remaining loans into a loan with a total amount of one billion, which will be repaid in five years.
When it matures in October 2002, more than 200 million yuan will have to be repaid.
It wouldn't have taken such a long time, but Huang He took the 1 billion loan in one breath, otherwise he would not borrow it, and Vice President Wang kept trying to lower the total. After all, this number made him feel very strenuous, but Huang He
His attitude was very firm, and in the end Vice President Wang had no choice but to bite the bullet and agreed.
The next day, Jiangnan Group's financial staff began to go through various detailed procedures with GS Bank. Even if this matter was completely implemented, in two weeks at the latest, this amount of 1 billion yuan of funds would fall into Huang's bank.
Crane's bank account.
"This time, I am sure of my position as president!" With the final signing of the loan agreement, Vice President Wang looked at the door number of the president's office with a proud expression.
In the office of Vice President Liu next door, it seemed that some violent voices could be heard, which made Vice President Wang even more proud.
In order to continuously improve performance, the rules are very clear, that is, to attract deposits and loans. Whoever has a higher total will be promoted. Now the president will step down in half a month, and he has always been better than that before.
Vice President Liu lost a lot of performance of more than 50 million yuan in total, and he tried his best, but could not find a way to help him increase the performance of 50 million yuan. After all, this was 50 million yuan. In 2001, even in Wenzhou,
There are still too few people who have the courage to borrow 50 million in one go, and most of these people have been forced and coaxed by banks to lend them large amounts of money.
So even if Huang He didn't come, Vice President Wang was interested in him and wanted to go to Huang He personally to ask him for a loan.
Because Vice President Wang checked the loans of corporate customers of his own bank and found that the capital flow of Jiangnan Group had undergone earth-shaking changes.
There was no income of a penny in the previous year, and the phenomenon of only getting in but not getting out has completely disappeared. Instead, there is a steady inflow of funds. Funds come in almost every day. Although there is not a large amount of funds, there is a steady stream. This
What does it mean?
This shows that Jiangnan Group already has a very stable sales network and can sell its products stably. The biggest crisis of Jiangnan Group has passed and has been replaced by a period of unprecedented development.
According to Vice President Wang’s own experience, once a company enters such a state, they will have a golden period of at least three years and will become the bank’s most high-quality customers. There is no need to worry about the company’s repayment ability, so the company will naturally
As the best loan target, Huang He was the only one in Wenzhou who had the ability to handle a 50 million loan task for himself.
This is also the reason why Vice President Wang coaxed Huang He into lending money throughout the whole process. Of course, the change from 500 million to 1 billion was completely unplanned by our Vice President Wang. He went through a lot of psychological struggles and finally finally
I had to hold my head high and only agree.
"But President, the total loan amount of 1 billion this time is too much. It has exceeded the upper limit stipulated by the bank. If it is checked..." Vice President Wang's secretary said with some worry.
"No, since the bank encourages us to get loans, it is impossible for us to care about these things. Besides, I am not the only one to do such things. There are many people in the bank, and there is no way for me to be embarrassed in the bank.
People. So at least before something happens in Jiangnan, not only will we not be in any danger, but we will also be supported by big red flowers and certificates in the bank!" Vice President Wang said very confidently. "And in this way, the bank of Wenzhou Branch will
It has to be me, because this 1 billion is a big thunder, and no one can let it explode, so I must stay in the position of president until Jiangnan Group settles the money."
"Then President, aren't we bound together with Jiangnan Group? We will both prosper and lose," the secretary said.
"Yes, but this kid Huang He can turn Jiangnan Leather Factory into Jiangnan Group and bring it back to life in three months. We can take a gamble on this kid!" Vice President Wang clenched his fists.
He is 50 years old. According to the age red line in the banking industry, the president and vice president of a prefecture-level city retire around 58 years old.
Considering the issue of subsequent terms of office, generally speaking, as long as a person is not promoted to the level of provincial governor when he is around 55 years old, then there is no possibility for him to continue to be promoted.
Vice President Wang still has a dream, and he wants to try again. Then he must be promoted to the position of president at this age, and then make greater achievements in the next five years before he can embark on the provincial journey.
Long position, reaching the peak of one's life.
As for the president of the head office, Vice President Wang has never thought about it. This is completely impossible.
It was precisely because of the above considerations that Vice President Wang finally agreed to increase the loan limit from the original maximum of 500 million to 1 billion. This was a gamble with his own life and future.
What Vice President Wang never expected was that when his secretary got off work, he did not go home immediately. Instead, he got into a luxury car that had been waiting for a long time and arrived at the most luxurious nightclub in Wenzhou.
Surrounded by Ying Yanyan, in the most luxurious private room inside, I met Boss Huang, who I had met in the office before.
"Boss Xu, thank you for your hard work this time!" Boss Huang raised the wine glass in his hand and thanked Secretary Xu.
"No, I actually admire Boss Huang's courage even more. I just revealed some information!" Secretary Xu sighed.
"Haha, but your news is worth one billion!" Boss Huang laughed, and the surrounding people collectively felt their hemoglobin soaring.
The two bosses around me are actually talking about billions. Then isn't this Boss Huang a billionaire!!
Thinking of this, these Yingying Yanyans couldn't help but want to rub themselves against Boss Huang and Boss Xu.
"Hey, you don't have to accompany me today, but you will accompany our boss Xu." Huang He deliberately did not address himself as secretary, but as boss, naturally to prevent these warblings from leaking the situation.
"Come here!" Huang He clapped his hands, and about twenty more beauties with top-notch looks and figures walked in. Including those already in the room, there were a total of thirty people.
many.
"Old Xu, I paid for these useless things. You can enjoy them as you like!" Boss Huang laughed and said, "In addition, I also hid a Swiss card on the chest of one of the beauties.
Please touch and look for the bank’s bank card!”
"Boss Huang, you won't need so much, I can't bear it!" Secretary Xu looked at it and her legs were so frightened that her legs became weak.
"It's okay, just come here for a while. The space here is big enough and the girls can relax enough. You don't have to worry!" Boss Huang laughed loudly, then stood up and said, "But I won't accompany you anymore, I have to go home!"
"Boss Huang, there are so many beauties, why don't you stay?" Secretary Xu asked in confusion.
"No need, there is still someone waiting for me to come home, I can't let her down!" Boss Huang laughed.
"Hey, no matter how nice my wife is, there's no such thing as the fragrance of wild flowers here!" Secretary Xu shook his head.
"No, the person waiting for me to come home is not my wife, but my sister-in-law!" Boss Huang said.
"..." Secretary Xu was stunned, and then said with an extremely envious expression, "I see, no matter how fragrant the wild flowers are, they are nothing compared to my sister-in-law!!"
Chapter completed!