Chapter 1164?

"I can't think of it, I actually saw you wrong. I always thought you were just a lucky nigga. Now, if you look, you are not a ghost, you are a demon!" After the people in the conference room were empty, I only stayed, and I only left.

The two Swelvte and Dr. Kuber stayed together, and Dr. Kuber walked to the side of Switft. He said lightly.

"Sir, I don't understand what you are talking about!" Little Swift smiled slightly, "I'm just solving the problem for everyone."

"No, you want to destroy the entire rice country. Your suggestion is to open the door for the demon. I will never let you succeed!" Dr. Kob said disgusted his expression.

"Really!" Little Swov nodded, and then laughed. "But if you fail to succeed, you will say it will be done. You'd better go back and ask your board first to see if they want to make me success.

! ""

"..." Dr. Kob opened his mouth, but he couldn't say anything. He knew too much about those guys in his board.

"Copubi, is you calculated us?" Dr. Kob could only put it aside temporarily, and then asked about his most concerned question.

Then, then

"How can I calculate you?" Swelvt laughed with a smile, "Other people are unclear, but the two of us are the most clear. The Weibo was not I posted at all. It was a woman who used the medicine to faint me.

In the past, I sent it with my terminal. I was covered in the drum from beginning to end. When I saw that Weibo, I was all stunned. "

"Dr. Kuber, I can swear to God, this matter is really not that I did it, it was that woman did it. So if anyone had to give you Goldman Sachs, it was the woman, or it was, or it was

The power behind that woman has no relationship with me, so you don't need to worry about it! "After Swelf said, he looked at Dr. Kuber's expression on his face.

The five internal organs are vomiting blood, but it is a self -sufficient expression. It is great.

He cleaned up again, and left the conference room, leaving only Dr. Kubber alone in the same place.

In the next few days, Dr. Kuber did not do his best to prevent the implementation of the planned plan, but this effort was denied at his own board.

When Dr. Kobe proposed that his board of directors could come forward to prevent this plan, all directors looked at Dr. Kobs like an idiot. Some people even asked Dr. Kobs very much.

Later, Dr. Kobe also tried to persuade the person in charge of other institutions, and the results were naturally conceivable. They only had one sentence. Dr. Kuber wanted us not to implement this plan.

We guarantee that this plan is rejected.

As a result, it is conceivable. Dr. Kuber's efforts are simply meaningless in front of the whole Wall Street. Although the plan of Switft has not passed any voting voting, it has received all participating institutions.

Unanimously recognized, everyone began to silently implement this plan of Switfft.

Suddenly, Dr. Kuber felt a huge sense of desolation. He had controlled power on Wall Street, and countless people followed, and in a word, he could change the situation of the entire Wall Street.

But now, even if you talk about saliva on the phone, no one cares about himself. In the end, Dr. Kuber was completely silent.

On the other side, Swelv's plan is also implemented without discounting. All institutions have completely abandoned the control of the market.

Reports on the subprime mortgage crisis, just like the spring bamboo shoots have sprung up in various magazines, and began to give the people of the whole rice country. What is the secondary loan crisis?

Simply put, the subprime mortgage crisis is a financial crisis caused by mortgage.

There has always been a consensus throughout the banking industry, or all over the world, that is, mortgage is the safest loan in the world.

Because the mortgage is mortgaged by the house, once the lender cannot repay the loan, the house can be recovered immediately. At the same time, because the lender needs to pay a 30 % down payment.

So this is equivalent to buying a house at only 70%of the price, which is naturally a good deal.

At the same time, because once the lender is disconnected, whether the previous payment paid before or the monthly payment paid monthly, it has nothing to do with himself.

Even if I have paid more than 70%of the loan, as long as the supply is disconnected, the entire house must be banks, and it has nothing to do with the lender, so this is definitely a sale of stable earnings.

And with the collapse of the Internet bubble in 2000, the house prices of Mi Guo began to rise year by year. From 2000 to 2007, the average house price of the rice country rose more than 60%. So like Huaxia, all the people of the rice have formed a consensus. Then

That is, real estate is the best investment. Investment in real estate is a sale that is stable and not compensated.

Don't do anything else, just use it to buy a house.

The situation on the side of Mi Guo is almost the same. Anyway, from 2000 to 2007, people across the country are speculating in houses. Even if many do not have a fixed job, they live with the government's relief every day, or they are simply every day.

The addicts immersed in XD also joined the army who bought a house.

So what about major financial institutions and banks? They should be able to see the crisis hidden in it?

They could not see that they didn't know, but they were all doing their best to promote these people to buy a house.

At first, buying a house at least needed to pay 30%of the down payment, and this condition actually attracted a lot of people who wanted to buy a house. Therefore, the heads of major financial institutions turned around and began to reduce the down payment ratio.

From 30%to 20%, from 20%to 10%, and finally the financial package that can be purchased without the down payment can be launched.

……harmonious……

So now that you dare to relax the loan conditions, then I dare to borrow money, the more rushing it. In just one year, the transaction volume of Mi Guo real estate has increased by more than doubled.

When the price of real estate rose, the entire real estate industry in the rice country was suddenly in a glorious and beautiful vision.

Not only is the real estate industry, the financial industry is also prosperous, and once again invented a new financial innovation, that is, sub -loan.

A smart banker found that because the mortgage mortgage can receive a fixed repayment every month, from a certain level, this is the most stable financial product. You can pack all kinds of mortgages in your bank's hands in your own bank.

Together, get on the market for sales, so that you can directly exchange a lot of huge amounts of funds!

For example, a total of $ 10 billion of housing loans, if buyers repay each month as scheduled, that year, it will be $ 1 billion in that year. The 20 -year loan repayment period is 20 billion US dollars, which is equivalent to the annual yield stable rate of stability.

At about 5%, this is much higher than the yields of most funds on the market.

Then we took these loans with a $ 12 billion packaging price to the market for sales. As a result, they were snatched.

Financial institutions feel jealous.

All banks have found that loans are the most wonderful business in the world. As long as the loan is packed to the market for sale, that is, 20%of the revenue of the bottom, which is the profit that no one can refuse.

So these banks took all the actions and began to make every effort to encourage Mi Guo to buy a house and then borrow a mortgage, so there was a situation where the down payment above dropped from 30%to zero payment.

However, in the country, those who have the ability to buy a house and pay the monthly supply on time are a few. After all, you have attracted these people with the policy of zero down payment.

After the future, it will be difficult for you to find this potential user who is rich in buying a house.

What should I do? I ca n’t watch the decline in the future performance. I obviously have such a good way to make money, but I ca n’t make it?

As a result, some smart people thought that since the potential users have been excavated, then they can find ways to dig out those potential users.

For example, there is no job, homeless, and even XD, these people are definitely not potential users under normal circumstances.

Is there a monthly payment on time on time on time?

These people can't even spend the most basic qualification review of mortgages. It is impossible to give them a mortgage.

So how do you make them a potential customer? ... Directly remove the qualification review and just lend them directly!

So a large group of people who had not eaten this month did not find that they had the opportunity to buy a house. Those bank salespersons would even take the initiative to chase behind them.

Housing loan, then do not require any down payment or any asset certificate. Signing on the same day, you can get off the mortgage tomorrow, and you can directly receive the house the day after tomorrow.
Chapter completed!