It should be said that 1996 was a bumper year for Fengzhou area.

The Fengzhou area ranks second in economic growth among the 13 prefectures, cities and states in the province, second only to Changxi Prefecture, with an economic growth rate of 39%, and second only to Changxi Prefecture, which has an economic growth rate of 41%. Its GDP has also increased from 1995 to 2016.

of 5.2 billion jumped to more than 7.1 billion.

Although it still ranks second to last in the province in terms of total economic output, it has become closer to the previous camp and is no longer farther and farther away like in previous years.

Both Sun Zhen and Tao Xingju are quite proud of this achievement. Sun Zhen can think that he achieved this result because he served as administrative commissioner in the first half of the year and as secretary of the prefectural committee in the second half of the year. His development strategy basically continued his intentions.

Tao Xingju believes that this is a reward for his strong efforts to promote the emancipation of ideas and accelerated development of Guqing, Fengzhou and other economically strong counties (cities) after coming to Fengzhou.

Regarding Tao Xingju's self-showing, many people in the area think that Tao Xingju is trying to put money on his own face.

Although the economic growth rate in the first half of the year was slower than that in the second half, Fengzhou's economic growth was mainly reflected in the rapid growth of Futou and Guqing counties. The rapid development of Futou County alone contributed at least 16% to the economic growth of Fengzhou region.

percentage points, and Guqing also contributed 8 percentage points. The economic growth of these two counties accounts for almost two-thirds of the region's economic growth this year.

However, Guqing's ability to maintain the second highest growth rate in the region after its total economic volume exceeded one billion is indeed worth writing about, especially the integration of mining and the introduction of foreign capital to invest in infrastructure construction and the opening of the Kefeng Highway.

The handwriting is very eye-catching, and Gu Qing's economic strength is still the first in the entire region, so although Tao Xingju's words are a bit unintentional, they are not completely unreliable.

"Okay, Dacheng, don't look unconvinced. No matter how fast you grow, people will say it's because your GDP base is low. People say Futou is doing well on a base of over one billion.

Growth cannot be compared. If you have the ability to surpass Futou, then talk about other things." Lu Weimin said with a smile.

This topic has been hotly discussed after the economic data of various counties and cities came out. Although everyone is very enthusiastic about the rapid development of Futou, many people also believe that once the total economic volume exceeds one billion, the economic growth rate will definitely be substantial.

Slowing down, this kind of high growth itself is unsustainable, and they also cited the example of **, saying that ** maintained high growth for two consecutive years. As a result, the economic growth rate dropped this year, and the total economic volume exceeded 10% this year.

One hundred million is already quite good.

Song Dacheng was extremely indignant at this kind of remarks. Futou had taken such pains to submit such an answer sheet this year, but it was so slandered by some people. He couldn't help but grit his teeth. But who knew that Futou's economic aggregate base last year was too low?

"Secretary Lu, last year they were allowed to make excuses, but this year I want to see what they say!" Song Dacheng patted the armrest of the sofa bitterly, "We are number one, let me see what other tricks they can come up with.

."

"Okay, Dacheng, we don't work for any one person, we just have to know it ourselves. The economy has developed, people's income has increased, urban construction has become better, and the people have benefited and recognized our work.

This is our purpose. For the rest, hum, I believe that no one person or group of people can erase the results. Everyone is not blind and can see it."

Lu Weimin also felt a little uncomfortable. Some of his words were obviously to build momentum for Wei Yikang and deliberately suppress the momentum of Futou. Lu Weimin was very dissatisfied with this. You have already been fooled and you are still obsessed with this, belittling the development of Futou to promote yourself.

That's a little too much.

"Well, let's not care about that. Let's talk about our strength. I don't believe that we can't surpass Gu Qing this year!" Song Dacheng also said fiercely, "I want to see what incredible performance Gu Qing can do this year.

."

"Not to mention, Guqing's foundation is still there. A project like the Kefeng Highway is under construction, which can also stimulate a lot, but it depends on the development of the domestic economic trend this year." Lu Weimin shook his head, "We will not care about it.

Others, we should take care of our own affairs. Changnan Tourism and Zhongchang Film and Television have made some big moves in the first half of this year. They each have their own focus, and they have different priorities for us.

The county has been greatly promoted, but we cannot pin our hopes on them. Whether it is tourism or the film and television industry, in the final analysis we still have to rely on the development of the secondary industry. We must also solidly improve the investment and entrepreneurial environment.

We should focus on attracting investment externally and cultivate local domestic industries internally, especially the cultivation of small and medium-sized enterprises. This is the foundation for our development in Futou."

After a pause, Lu Weimin continued: "Although Qiao Xiaoyang's approach to the transportation plant project is not in line with the county's intentions, he has still done a lot of work in restructuring many street collective enterprises in Fucheng, and

Do it cleanly, I rough it

After looking at more than 40 enterprises, the average year-on-year growth rate of output value and profit in the second half of 1996 was more than 40%, which is quite impressive. It shows that as long as the property rights issue is fully solved and the enthusiasm of the owners is mobilized, this will

There is a lot of potential to be tapped in the middle.”

Lu Weimin's evaluation of Qiao Xiaoyang is quite fair. Although Qiao Xiaoyang and Lu Weimin were at odds with each other over the restructuring of the transportation factory due to personal selfishness, they were still unambiguous in the early stage of the restructuring of collective enterprises in Fucheng District. Basically, they were

The restructuring of these enterprises was completed neatly and decisively, and facts have proved that the effects of the restructuring are quite obvious.

"Well, Xihui is promoting cooperation between Minsheng Bank and the county finance office, and selecting a group of enterprises with good reputations for pilot projects. Most of the harmonious enterprises are small and micro enterprises, and there are also some small and medium-sized enterprises with certain technologies and markets, and those who want to expand production scale.

If necessary, the county government's financial office will provide partial interest subsidies to encourage the development of these enterprises. It is estimated that this will have a good promotion effect on the development of local endogenous enterprises in our county. At present, it is mainly concentrated on some unique enterprises."

Song Dacheng's mind also returned to his work in the county.

"For example, Fucheng Sauce Garden Factory's products have always been in short supply, but due to the limited scale of the factory and production equipment, it has been unable to expand, so it intends to move out of the old city to the Economic Development Zone. The shareholders are several old employees of the Sauce Garden Factory, because the restructuring and redemption basically

My family's money is all gone, and the bank loan

They also felt that fixed asset mortgages were very risky and had never been approved. Therefore, after Minsheng Bank was listed in the county, Pu Yan and Xihui have been promoting bank-enterprise cooperation between Minsheng Bank and private enterprises. The Financial Office has been a guide for them, and the county

The finance ministry also allocated part of its funds to subsidize interest rates.”

Song Dacheng said with great joy.

"The Jiangyuan Factory is the most mature thing. In addition to the several shareholders mortgaging their old houses, the county subsidized interest for them and took a loan of 1.5 million to acquire 30 acres of land in the Economic Development Zone and build a new workshop before New Year's Day.

Construction has officially started. It is expected that the infrastructure will be completed in May and the relocation will be completed in June. It is expected that the output value will be 3 million yuan in the second half of the year, which is 30% higher than the annual output value this year."

"Besides Jiangyuan Factory, are there any other similar and mature situations?" Lu Weimin nodded and asked.

"There are three or four other companies, not so big in scale, probably within RMB 500,000, that are also being contacted. The county is also encouraging credit unions to adopt the same method. It is estimated that they will be stimulated by this aspect and should have good results.

." Song Dacheng is very confident.

Loans for small and micro enterprises have always been the biggest problem restricting the development of the private economy, especially in inland areas like Futou where the economy is underdeveloped. Private funds are not abundant. Many private enterprises can only start from relatives through personal relationships.

Friends and acquaintances borrow money to develop.

Often, some companies are just getting on the right track and have not yet seen benefits. Borrowers come to ask for money and take away the funds, leaving the company in trouble. At this time, the company needs the support of financial institutions the most.

For these small and micro enterprises, from the perspective of bank operating costs, it is indeed not economical to develop these businesses of small and micro enterprises, and the risks are not directly proportional to the benefits. They can put more resources into better projects.

.

Due to the closed banking system in China, with the help of its monopoly position, the financial system can completely ignore the scraps such as small and micro enterprises and pursue more profitable areas. Therefore, most banks would rather abandon this business. The result is that many small and medium-sized enterprises

Private enterprises all die in their initial stages of development, and only a handful of enterprises have truly developed.

The lagging and weak development of the domestic capital market, coupled with unclear policies, have greatly restricted the development of the domestic private economy. Compared with Europe and the United States, especially the United States, the government not only has quite standardized policy support and guidance in this regard, but also has

There are quite a few financial policies available for support, and a large amount of venture capital is willing to tilt towards these companies.

Lu Weimin and Song Dacheng became the pilots for Minsheng Bank to settle in Futou. This plan was studied many times by the county committee and county government, and finally a pilot plan was formed, in which the government provided subsidies for operating costs, cooperation in financial credit assessment, and loan discounts.

The judicial system guarantees protection and other commitments, but it does not assume business risks, which means it does not provide any guarantee.

This plan not only allows the government to avoid guarantee risks, which should originally be borne by the financial sector itself, but also provides financial institutions such as Minsheng Bank with operational cost support, and at the same time, through information sharing and judicial

System support can minimize the risk of non-performing loans, and targeted loan interest discounts can support leading industries.

According to the ideas of the Futou County Party Committee and County Government, only if financial institutions and enterprises can gain something from this cooperation will this system be promoted. The longer this system is implemented, the higher the operating costs and risk costs will be in the future.

The lower the credit rating, the more beneficial it will be to both parties, and it will also be more conducive to the improvement and promotion of the financial credit evaluation system established by the county.

This will be a long-term plan, and with the development of the economy, the county will also have plans to introduce more external financial institutions to join.
Chapter completed!