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JS451 Teammates' assists: 200 billion!

tar.coee.

Anliang and Tsujimotodo were communicating, and Anliang asked in a blunt way what purpose Tsujimotodo had.

Tsujimoto said with a smile: "President An, I am here to help you!"

"Hmm? I'm listening!" An Liang showed an interesting look.

Tsujimoto took out a piece of A4 printing paper from his handbag, put it on the coffee table, and pushed it to Anliang, "President An, take a look first."

An Liang picked up the a4 printing paper, which only had a set of data on it, which was the rough estimate of Apple's production. Although it was not guessed, it was far beyond the published data.

"Mr. Tsuji is indeed well-informed!" An Liang did not affirm the data, nor did he deny the data, but just said ambiguously.

"President An, we are old friends, so I said straight, do you need a loan? We can provide loans for President An!" Tsujimoto said with a smile.

Anliang did not ask why Tsujimotodo knew that he needed a loan. Tsujimotodo had a deep connection with the rise of the Meat P Group, and he basically knew the situation of the Meat P Group.

Including the current cash flow of Meat P Group, it is probably also inferred based on Tsujimoto's information channels.

"What about the conditions?" An Liangcai didn't believe that there were no conditions. Tsujimotodo himself said that he and the capital behind him were chasing interests.

They will chase after it when there is a benefit!

If there is no benefit, what does it have to do with them?

Tsujimoto laughed, just as Anliang admired him, Tsujimoto also liked to cooperate with Anliang because Anliang knew clearly that he would give if he got it, instead of hoping to get benefits for free.

"It's just some service fees and interest." Tsujimoto said with a smile and said that with a full understanding and trust, President An's debt repayment ability. We don't need any mortgage industry or other pledges. We can accept President An's credit loan."

"How much are the service fees and interest?" An Liang asked again.

Tsujimoto did not answer immediately, but said more screening conditions, "The amount of service fees and interest is related to the amount of President An's loan and the time. Simply put, if President An has more loans, the lower the service fees and interest; the longer the loan period, the higher the service fees and interest."

Anliang understood what Tsujimoto meant. Tsujimoto is planning to take a short-term loan?

"What if I can't repay it for a short time?" An Liang asked with a smile.

"We believe in President An's repayment ability! After all, and, as well as the newly established ones, we are very optimistic." Tsujimoto said with a smile, obviously knowing the situation of the Meat P Group very well.

After a brief pause, Tsujimotodo continued, "In addition, we have prepared a second plan for President An. If President An cannot repay the loan in a short period of time, it can also be converted into a long-term loan, which is integrated into the same loan as the previous loan, and the service fee and interest are the same!"

The last loan was a loan to acquire Chengguang Times Apple Orchard, with a total of 100 billion yuan, of which the service fee was 10 billion yuan, the interest was 20 billion yuan, and the repayment date was five years.

However, the 10 billion service fee was not paid by Anliang, but was negotiated by Tsujimotodo and Zhao Liang of the Seiku Times Apple Orchard. Zhao Liang reduced the price of the Seiku Times Apple Orchard from 100 billion to 90 billion.

"You should first talk about the interest and service fee plans for short-term loans!" Anliang also tends to short-term loans. The Meat P Group is not short of money, and there is no necessary financial pressure now. Naturally, there is no need for loans, and the service fees and interest are paid in vain.

Tsujimoto explained, "In terms of quota, we have set four levels, namely less than 50 billion won, 50 billion to 100 billion won, 100 billion to 200 billion won, and more than 200 billion won. It should be noted in particular that if it is about 200 billion won, we will send financial personnel to join the Meat P Group to assist in financial management."

Sending financial personnel to settle in was just to prevent the Meat Group from hiding the debt. Anliang didn't mind Tsujimotodo's words, he liked to make it clear.

"In terms of term, we have also set four levels, namely within one month; one month to two months; two months to three months. If it exceeds three months, it will be designated as a long-term loan, with the maximum time limit being five years." Tsujimoto explained the repayment period.

After introducing the loan amount and repayment period, Tsujimoto began to explain the issue of tariffs, "The basic amount of service fees and interest is three percent. The four loan amount options, from low to high, service fees and interest, are four percent to one percent respectively; the four loan time options, from less to more, the percentage bonus of service fees and interest is one percent, two percent, three percent, and fifteen percent respectively."

After a simple acceptance, Tsujimoto smiled and said, "If it takes more than three months, we will indeed calculate it based on a five-year loan. So, the service fee and interest are very high."

Anliang considered it and the most suitable loan plan should be to increase the loan amount as much as possible and to reduce the loan time as short as possible.

For example, when choosing the third level and having a loan of 100 billion to 200 billion, it happens that Tsujimotodo and the capital behind it will send financial personnel to settle in, and can enjoy a fee bonus of as low as 2%.

At the same time, if the loan time is as long as one month, the service fee and interest are 1% the case.

In summary, the basic quota is 3% plus the loan quota is 2% and the time quota is 1% in total!

The service fee and interest are added together, which is 12%. An Liang is acceptable, but it is not too bad!

Even if the amount is not returned within the deadline, it will be increased by one percent per month, and it is also within the acceptance range.

In three months, two periods have been sold, and the loan can be returned 100%. Anliang has no worries at all.

"President An, what do you think?" Tsujimoto asked.

An Liang thought about it, "It's basically OK, but I think it's a little more complicated."

Tsujimoto said with a smile: "Does President An have any suggestions?"

"There is no need to define so many loan quotas classifications, nor do you need to define so many repayment time classifications, and you can reduce the amount of service fees and interest a little." An Liang said with a smile.

Tsujimoto thought about it for a moment and agreed, "It's okay for President An to say it. Do you know what detailed plan does President An have?"

"I need to borrow 200 billion yuan, and in addition, repay the loan within three months. The service fee is 2.5%, and the interest is 2.5%. An Liang said his plan, directly waved the Dragon Slaying Sword, cutting off all the service fees and interest. Even the basic service fees and interest were cut by 0.5 percentage points.

If according to Tsujimoto's proposal, a 200 billion loan and a three-month repayment period are combined, the basic percentage of three percent, plus the weighted percentage of the loan amount and the weighted percentage of the repayment period are 3 percent, and the single service fee and interest are 8 percent, which is 16 percent.

An Liang wants to cut eleven percentage points!

Tsujimoto smiled bitterly, "President An, are there too many of this?"

An Liang responded with a smile: "Mr. Tsuji, we have cooperated twice. You should know my personality. Although I want to borrow 200 billion, in fact, I can't use 200 billion at all. Another thing is that 200 billion loans are just short-term loans. In just three months, I paid a total of 5% of the fee, which is also 10 billion, right? Whether it is the capital behind you or the bank, you can get a share of 5 billion."

An Liang paused for a moment and continued, "I believe that Mr. Tsuji also knows that the repayment ability of our Meat P Group is basically impossible to have bad debts and dead debts. Regarding this loan, the bank does not need to worry at all. What's wrong with it? In just three months, he can get 5 billion. To be honest, the profit of tar.g Meat P Group is not 5 billion in a month!"

Tsujimoto rolled his eyes. If he believed what Anliang said, the Meat P Group could not make 5 billion won a month, then he would be a fool!

However, Tsujimotodo considered it and Anliang was right. The loan of 200 billion yuan was only a short-term three months. After comprehensively considering the repayment ability of the Meat P Group, he is indeed the best loan customer.

In just three months, he made a profit of 5 billion yuan. Whether it is the bank or the capital behind Tsujimoto, he should also meet the rhythm.

After all, it’s just a waste of money!

Even though he paid a loan of 200 billion yuan, the repayment ability of the Meat P Group is unquestionable. Isn’t it equivalent to making money from nothing?

"President An, I have to say that you convinced me again! You are right. Three months short-term loans, coupled with the repayment ability evaluation of your Meat P Group, what else are we not satisfied with?" Tsujimoto said with a wry smile.

An Liang smiled and said, "Haha, happy cooperation!"

Tsujimoto responded: "Happy cooperation, President An!"

"By the way, Mr. Tsuji, I have something I need your help!" An Liang said with a smile. It's a loan of 200 billion yuan, An Liang must be careful with Han Minggong...

【grateful】
Chapter completed!
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