Chapter 647: The deposit and withdrawal of people

After Wu Huifei finished speaking, her eyes looked at everyone's faces.

Queen Wang was confused. She didn't know what was inside. Gao Lishi was helpless. Li Longji opened his mouth slightly, and Zhang Xiaobao and Wang Juan looked calm.

Because the two of them knew that someone could think of this problem, the Wuzhu coins appeared for this, and what other Dharma books were there, as well as the money from Zimbabwe that had been nearly a hundred years ago.

This time they didn't respond. Li Longji shook his head and said, "My beloved concubine, no, if you really issue currency, it's like killing a chicken to get eggs. The more you issue, the more expensive the commodity will be. Unless our Tang Dynasty issued currency, the court did not use it to buy things, but directly sent the money to every Tang Dynasty person in a certain proportion.

And even so, the amount of money involved in the contracts signed by some people in the past will also be unbalanced. If you think about it, don’t mention this matter in the future.”

Concubine Wu Hui stopped talking now and lowered her head to continue thinking.

Zhang Xiaobao and Wang Juan were eating their own dumplings, but after Gao Lishi ate two, he wanted to figure out what other methods he could do. Seeing that Zhang Xiaobao had almost eaten, he was drinking soup there and asked:

"Xiaobao, since you cannot directly achieve your goal by issuing currency, what else can you do to overcome this crisis without using your family and His Majesty's money?"

"There are several types. One is that the money house borrows money from the underground money house. If the negotiation is done, you can even borrow money with very low interest. As long as you give the other party a promise, when the other party needs money, the Datang Money House also provides funds with very low interest.

However, I do not agree with this approach. Now I am in charge of it. Datang Money House will not have any major problems for the time being. If I ignore it one day, it may cause a consequence, that is, Datang Money House has money to lend, but it will not.

They lent the money to the underground bank at a higher interest rate than normal lending, and then the underground bank took the money and loaned it to others at a rate of several times the loan from the Datang Bank.

Capital will allow it to exist next year, but it will definitely not be allowed to exist in this unscrupulous form. Therefore, if the Datang Money House borrows from the underground money house and the interest rate is not good, I will not allow the manager of the Datang Money House to make any promises."

Zhang Xiaobao said a solution.

Wang Juan nodded beside her. She knew that this was a universal existence. No matter what system it was, private capital could not be eliminated, because the emergence of the banking industry was caused by the demand for private capital.

It is not an industry outside of the world. If it is truly a world of success, there will be no need to exist and the soil for survival.

Moreover, in some countries with individual systems, sometimes the state has to borrow directly from private capital, even in their own country, there are also national debts.

Li Longji and others listened and nodded slightly.

Concubine Wu Hui's eyes brighter and asked, "Xiaobao, as you say, can the folk underground money houses join forces and directly attack the Datang Money House? They can first deposit the money in the Datang Money House, and then wait for the Datang Money House to lend money, and they can just run it once?"

"Yes, in theory, this can happen, and even drag a country to bankruptcy. However, that is because other foreign capital has entered, and the productivity of its own country cannot keep up.

A country does not seek fundamental development, but uses financial means radically to obtain more foreign currency support. If you want to borrow chickens to lay eggs, the consequences will be that the chickens will be gone, and the eggs will be gone, and even the nests will be demolished.

After dealing with the matter in Jiangzhou this time, when Juanjuan and I went to the place where the Turkic was originally located, I would let the money lead the way and go to other countries to stir up trouble. First, give them some sweetness, and then draw out the money invested in the past, and then fight them. "

Zhang Xiaobao followed this topic and explained in detail what he said to Li Longji, which would allow people to understand the matter more easily.

Wang Juan also said: "Not to mention a small country, even a country with a larger area than the Tang Dynasty, if it uses good methods, it can also put the other party into an unimaginable crisis.

To deal with small countries, you only need to use economic sanctions, provided that when the economic sanctions begin, the other party must form a close connection with our economy, and must also use necessary means to imbalance the other party's economic system.

The most effective means to target agricultural products. For example, in Silla, Xiaobao has not used the last step of sanctions. It is to further destroy the unity of the other party's people. Otherwise, the other party will easily start a war, even if he knows that he can't win.

But when their people are gone, does it still require force? They have planted a lot of cotton, but the cotton cannot be eaten. They stop supplying food, and then build a few forces within them, so they can play with it."

Wu Huifei learned about this, so she agreed very much: "It's probably about half a year. At that time, the food in summer was a harvest period. I look forward to Juanjuan, do you have any means to make the Tang Dynasty money house under attack."

"Yes, the Tang Dynasty money house borrowed directly from the court. The court had money, or the money house itself issued bonds. If the two were not enough to add up, then take out the gold and silver and exchange it directly for the popular paper money.

This is also the reason why Xiaobao gets so much gold and silver and doesn't circulate. Xiaobao is afraid that when he is in a mess, someone will do bad things behind his back and will not be able to control it."

Wang Juan also mentioned two methods, which are commonly used methods, not to mention money houses, even the country has used them.

Of course, she also knew that all means were in the end. The most important thing was whether the state used political power, whether the currency issued by the state itself was inconsistent with the actual resources, and exceeded a certain proportion.

"Okay, OK, Concubine Hui, you have dinner first. There are many ways to do it. Just like marching and fighting, you have to change it and not stick to the form. I also want to see how high the waves this run can cause, and whether the economic system of the Tang Dynasty can be as solid as imagined."

Seeing that Concubine Wu Hui had to ask, Li Longji spoke out to dissuade him.

Only then did Concubine Wu Hui realize that she had only eaten two dumplings and was still hungry. Unfortunately, Xiaobao had specially prepared the stuffing, so she lowered her head and started eating.

*******

There was a calm wave in the cabin, but the Tang Dynasty outside the cabin was about to storm.

Since the telegram equipment only entered the county level and there were no one at the village level, when rumors appeared, they had not yet been spread to the village.

Only in a big place like the county town can we hear the news that the Tang Dynasty Money House has no money at the first time.

It was a big fuss, and all parties responded differently. The person who was most worried was the people who had a few assets at home and were all stored in the money shop waiting for interest.

When they heard that Datang Money House had no money, the first thing they thought of was to take their own deposit certificates to try it.

There is another type of person who is afraid that the world will not be in chaos. Not only do they get it themselves, but they also tell others that there is only this little money in the Tang Dynasty money house now, and it will be gone if it is withdrawn slowly.

The most stable emotions are businessmen. Businessmen with slightly larger transactions. When they hear this rumor, they sneer. People who have never played the real Monopoly game will never know the power of those who can reach the top 100 rankings. If they don’t know their power, they will never imagine Zhang Xiaobao’s methods above them.

The merchants are very sure that Zhang Xiaobao is an invincible existence. How could he make a problem with the Tang Dynasty money house? So most such merchants do not care about the nagging of the women in their families. If they are annoyed, they will directly act on the family law. They can’t control you anymore?

If the merchants remain unmoved, the impact on the money house will be much smaller. The money house managers in various places will send telegrams and will go to the local big businessmen to discuss things with them. They suggest that if they really cannot pay the money, they will borrow some of the money from the other party for emergency response.

In addition to these two types of people, there is another type of person, that is, they are rich. They don’t have much money at home. They are not rich and they are not as good as they can’t afford to eat. They have some savings in the money shop.

This group of people belong to the most strata. They save money and save the money they can afford to spend in the money shop. This means that they have confidence, at least they are no longer afraid of life.

Many of them heard that the Tang Dynasty Money House had a problem with borrowing money for a moment, and the thing they were most afraid of was that everyone would withdraw money and then they had no money to withdraw. When the money they had lent out did not come back, the people in the family who could take charge of the matter sighed, then took out the deposit certificate, read it, and exchanged the place to collect it.

"His father, Datang Money House has no money anymore. Now some people are queuing up to get money at the entrance of Datang Money House on the road next to them. Where is our passbook?"

A man is processing wood furniture in a family of craftsmen. The rough prototype has been made. Now he is using a carving knife to carve patterns on the furniture. A woman comes in and shouts to him.

The man's hands kept moving and replied softly: "I understand."

"Where is our passbook? Take it out quickly and I will go and pick it up too. It will be too late if I don't go." The woman was very angry when she saw the man's appearance and urged.

"No." The man replied with two words.

"If you don't withdraw money, you'll be gone." The woman looked like she was so angry that she couldn't make her feel strong.

The man's knife was still carved on the wood. It was a cloud, originally amorphous, so it was casually tuned, but it was like the wind blowing.

"I'll get it myself." The woman hummed in anger and then turned it out after a while. Her face became obviously very ugly, and she asked, "Where is the passbook?"

"It's been put away. Someone still owes the money from the Tang Dynasty Money House. I haven't paid it back now. I'm waiting to pay it back. The money house will have money again. What's the hurry?"

The man said more words this time, but the carving knife continued to continue.

"You loser, come back? What if it collapses early? All the money you earned is gone. You, where did you say?" The woman's eyes were round.

"If you don't come back, you'll give it to the money. No more money. When we buy this house, we will take care of the money house to borrow money. The money house will collect interest? We are happy when they help us. Now they have difficulties. Please let me take advantage of the situation? If I were such a person, I would be sorry to the Tang Dynasty Money House today and do something wrong tomorrow."

The man finally stopped the movements in his hands, turned his head and shouted at the woman, staring at her eyes.

The woman was disgusted: "Then, do you really want that money?"

"If you can come back, you have to come back. If you don't come back, you won't want it. Children don't need money to go to school, and we don't need money to see a doctor. I can still let you eat with these hands."

The man said slowly, his tone firm.

"Dad, I'm back, mom, guess what happened today?" While the couple was talking, a little boy led a younger girl to run in and shouted happily as soon as they entered the yard.

"What's the good thing? The money at home is almost gone." The woman complained again, and after being glared at by the man, she didn't dare to say more.

"It's Xiaobei, mother, Xiaobei, you know, it's the inspector of the Tang Dynasty. She has made a lot of money and wants to build 4,000 places in our Tang Dynasty. There is a treasure candy house in our county. I went to ask, and the worker said that a fun place with haha ​​mirrors was created next to me.

After the construction is completed, my sister and I will go to play, not even a penny. There is also the young lame son and grandson picked up by the old lame family. In the future, we can go directly to that place to collect money. Every month, any child with poor health can go.

And, Mom, aren’t you not working? I heard that there is a place where you don’t have to pay money and don’t have to pay taxes. Then you can ask if you can add something like you.”

The little boy said happily, the little girl wanted to interrupt but couldn't. She jumped around in a hurry, and then nodded constantly.

When the woman heard this, she was stunned, and the man was also stunned.

"His father, Xiaobao is in charge of Datang Money House. Xiaobei is Xiaobao's sister, right? Did you think he took out all the money to do this? You said they are really, so come bit by bit, why bother to get four thousand at once? This...this..."

The woman also began to worry.

"Will it be our county's turn to get a few? Go and take out my phoenix screen, sell it, buy it cheaper, and take it for ten cents of money. Don't wait for the price to be expensive. After buying the money, take it to the money house to deposit it."

The man threw down a sentence and turned around to continue carving.

The woman stood there and her hands twisted her clothes and thought for a while, gritted her teeth: "Baby, go and get the screen with her mother. The Tang Dynasty Money House cannot collapse, and the Zhang and Wang families cannot collapse."

"Oh~! Let's go." The little boy agreed and followed his mother to the warehouse.

Like this family, we choose not only their family, but many people are also doing what they think they should do.
Chapter completed!