Binhai Commercial Bank can be said to be full of sincerity. Of course Xiao Feng understands that it is time for him to show his sincerity next.

"Oh, I really have to thank you, Mr. Feng, for paying so much attention to it. In this case, the account opening bank of my three newly opened branches will be located in your Binhai Commercial Bank. In addition, of my current seven branches, I will take out three

Come on, put the account opening bank at Binhai Commercial Bank."

When opening several branches, Xiao Feng did not keep the branch's account opening bank the same as the head office. Although this would increase the workload of the accountant, this was also the preparation he had made early to deal with various banks.

President Feng's eyes immediately lit up when he heard this. There are six branches. Even if each store's net profit income of 10,000 yuan per day is put into their bank, it will be 1.8 million yuan a month. How much deposit tasks can this help them complete?

What about other current accounts? In addition, before the loans of Xiao Feng's three branches are repaid, the store properties must be mortgaged to their banks. This is the bank's favorite high-quality asset. With these two guarantees, he

There is no need to worry about the risks of this business at all.

Even though this business is a flat rate push, a two-year loan, plus handling fees, can earn them millions. In such an era of industrial downturn, what kind of bicycles do they need?

What's more, through this cooperation, we can establish a connection with Xiao Feng. If celebrity chef manufacturing has business needs again in the future, they should not be considered first? So President Feng is very satisfied with tonight's meeting!

The loan matter was probably finalized at the wine table. The only thing left was the work of Li Danni and the credit officers. Xiao Feng and President Feng were both very happy and had great appetites.

When he was happy after drinking, President Feng even called the waiter and opened two bottles of red wine imported from France for everyone. The market price of just two bottles of wine is more than 10,000, which can be said to be 'full of sincerity'.

Just after taking a sip of red wine, Xiao Feng suddenly remembered something and asked President Feng: "President Feng, are there any wineries for sale near Bincheng? You are all big names in the financial industry, so you have no idea about this information.

There are quite a lot of them, can you help me find out?"

President Feng, who had already negotiated a deal, immediately sat up straight when he heard Xiao Feng's question. Xiao Feng planned to enter the red wine industry. He could not ignore this information.

"Oh? I don't know which winery you are asking about, Mr. Xiao? Red wine? Or white wine?"

“Red wine!”

Xiao Feng just got in touch with Helen in Thailand some time ago. Helen has already brought the fruit wine he brought back from another world to promote it. He believes that he will soon open the market in the United States. Once she comes,

When you make large-scale purchases here, you have to be trustworthy, right?

Xiao Feng bragged to Helen that he had a winery. If someone comes here, they will see that you are just a handbag company. How can they cooperate with you?

So in order to protect the source of his otherworldly wine, the winery must buy one!

Xiao Feng also considered buying a winery abroad before, but when he thought that foreign wineries basically have a fixed output, and most of them have long been famous, if you suddenly create a concentrated collection of wines with different tastes, it will definitely arouse suspicion.

, so the target was set domestically.

He had done some homework earlier and knew that there were some places in China that produced specialty red wine, but those areas had long been divided up by well-known domestic red wine companies, so he could only set his goal back to his hometown.

It just so happened that the winery in his hometown was a big fruit-producing market, and there were many local winemaking companies, so he wanted to buy a winery here. It didn't have to be big, as long as he could find a source to cover his fruit wine.

But after all, he has never been in this industry before and doesn’t know much about the information resources in this industry. Today he just happened to get on the line with President Feng and the others, considering that Binhai Bank is a long-established local bank that has been working in the Bincheng area for decades.

, with a lot of local customer resources in hand, he simply asked Lao Feng and the others.

And this is the main reason why he chose to cooperate with the bank this time. After all, the bank has much more information and channel resources than he does.

"Mr. Xiao, you have really found the right person this time. When it comes to red wine wineries, I, Old Feng, can be said to be an expert. Because my hometown is in Zhuang City, and there are many companies making red wine there. But we

There are no well-known red wine brands in Zhuang City, so what those companies do is brew puree, and then sell it to well-known domestic and foreign companies, and get OEM business for others. To be honest, they earn hard-earned money, and most of it is given to those well-known brands

I earned it..."

Don't tell me, this manager Feng is really not bragging. When it comes to the red wine business, he is really knowledgeable. In addition, his hometown is from Zhuangshi, and he has really spread a lot of knowledge about red wine to Xiao Feng.

"Mr. Xiao, are you still planning to get involved in the wine business?"

"Well, I have some thoughts on this!"

"Mr. Xiao, are you planning to take out a loan this time? Or..."

Although he had just concluded a business deal with Xiao Feng, after learning that Xiao Feng planned to enter the wine business, Lao Feng had to re-evaluate the business he had previously cooperated with Xiao Feng.

How does a bank judge whether an entrepreneur can run a business well? First of all, they look at who you are in charge of the business, whether your net worth is clean and whether you have any bad records, they investigate your credit status, and they also check whether you have bad habits such as gambling.

Hobbies, and then it depends on your ideas for running a business. If you are an entrepreneur who only focuses on being a business that you are familiar with, it means that you are really running the business with your heart.

What I fear the most is the kind of guy who is dissatisfied and half-empty. Today, the industry has just started to improve, and then he invests money randomly, euphemistically calling it diversification. To put it bluntly, there is uncertainty. Invest in such a person.

The risks are often high.

But now when President Feng looked at Xiao Feng, he felt that this guy was a little too fancy. Didn't he make some money by opening a fast food restaurant? Now instead of opening a fast food restaurant honestly, he actually wants to sell red wine. Is this red wine industry so easy to enter?

?

In recent years in his hometown, there have been countless bosses in the wine industry who have gone bankrupt and run away. They have been working for decades but have not been able to do well. You, a young man, want to work in this industry rashly. Are you not seeking death?

?

The originally hot atmosphere at the banquet suddenly turned cold. When Xiao Feng looked at President Feng's face, how could he not understand what he meant? He quickly explained with a smile: "Actually, I just invested in this company. This company was thought up by a French friend of mine."
Chapter completed!