Chapter 15 Making money is a trouble
After rubbing his painful head, he finally managed to digest the things that were stuffed into Tianlin into his brain.
It seems that the computer major I chose at the beginning was far less wise than the agronomic major chosen by Tianlin.
To be honest, Tianlin is indeed more courageous and has more ideas than Tianming. From childhood to adulthood, Tianlin is not as good as Tianming in academic performance, but in terms of smart and flexible brains, Tianlin is definitely better than Tianming.
If we use two extremes to describe their brothers: Tianming is a conservative, and Tianlin is an adventurous.
Tianming sometimes thinks that maybe his younger brother is more qualified to have a small space than himself, and only he can play the greatest value of this small space.
But in fact, it may not be correct to think about it on the other hand. Not everyone is interested in studying a mysterious object for nearly a year. With Tianlin's personality, it is estimated that it will be aside in a while.
"Tianlin, tell me, how much money should I borrow?" Tianming asked after Tianlin finished his plan.
"The first phase of the project requires an investment of about 2 million yuan, and it is still more than 500,000 yuan. After the Chinese New Year this year, we will gather people and do a big move next year!"
Tianming pondered for a while and said, "More than 500,000 is not a lot. Let's do this. I have about 300,000 yuan on hand. I will borrow about 200,000 yuan from a few friends. In a few days, I will send you the money."
Tianming made up a reason to help his younger brother complete this grand plan.
An impatient exclaim came, and Tianlin said excitedly: "Brother, isn't this true? Where do you get so much money on hand?!"
"Hi, I dare to look down on your brother. Let me tell you the truth, all these money is small. Recently, two friends and I took on a private project and quit my job and kept working. Now it's almost done. I'll probably get millions after it is completed. How about it? It's faster than you get money for farming?" Tianming, who was on the phone, said proudly.
"Really? Brother, you are so awesome. You're going to send it out quietly. Thank you for borrowing money!"
"What are you grateful to? I am your brother, brother! Who will I help you if I don't?"
"Well, we are brothers!" Tianlin said moved.
"By the way, when is it better to get the money?" Tianming asked.
"The faster the better! The prices of building materials such as red bricks, cement, stone and sand have plummeted. Now, a batch of them can save more than 100,000 yuan compared to the New Year."
"Okay, tomorrow, I will first call you 300,000. After about 4 or 5 days, I will borrow money and then give you 200,000 yuan. Is this okay?"
"Okay, I can go to order the goods tomorrow. Now the water is shallow. At this time, I will enter a cart of rivers and sand peaks and enter two cars after the New Year. Brother, thank you so much!"
"I'll be anxious for you if I say thank you." Tianming was the most annoying to the family of the two.
"Yes, yes, I won't say it anymore. Brother, you must not tell your mother if you borrow money. If she knows about it, I will be miserable." Tianlin reminded.
"You bastard, are you a guy like this? You are busy with yours, don't worry about so much, you'll die if you have nothing else."
"Well, let's just say that, brother, take care of yourself."
...
Open the computer and log in to the online account of the commercial bank.
Financial investment card, cash balance on the card: 56,012.86 yuan, and total investment income on the card: 308,762.38 yuan.
Apart from a few thousand yuan of change on his body, this money is all the wealth of Tianming.
If it weren't for buying a lot of small spaces before, motorcycles, mountain bikes, sofas, cradle beds, some furniture, etc., and renting this house for more than 40,000 yuan, and renting this house for one time, more than 40,000 yuan... These days, Tianming spent a total of more than 100,000 yuan, spending money like soil. If it were the conservative and stingy Tianming, now he would have regretted it.
In fact, over the years, Tianming has an average monthly salary of over 8,000 yuan, plus a company year-end bonus of more than 10,000 yuan per year. He has worked for five years and has been working for 5 years. He has made up for food, clothing, and fun. It is impossible to accumulate more than 400,000 yuan in deposits.
But he did it.
In fact, although Tianming has a conservative personality, he is still a smart person. He cannot do the depreciation of money in the bank. He chose to invest conservatively, that is, buy some investment products with an annual yield of 6%-8%, and can withdraw money at any time, and buy some medium- and low-yield stocks such as treasury bonds.
The risk is the smallest and the return is good. With this, Tianming earns 230,000 yuan every year.
In addition, although writing novels cannot make a lot of money, subscribe and rewards will be reduced to a lot. In recent years, Tianming has also made 560,000 yuan with two books.
To my ex-girlfriends, Tianming can't say how stingy, but he can't do that kind of big-handedness and spend a lot of money. Usually, two roses and a cup of coffee is enough. Therefore, it is not easy to save up such possessions.
Lying on the comfortable sofa, Tianming began to consider the plan to make money in the future.
"It seems that the comfortable otakus life still cannot be maintained. You have to make a fortune that you spend for a while."
Tianming counted the small space resources he had mastered.
The endless yellow dates that are picked are almost exhausted from eating them in the morning, but there are still millions of pounds waiting for him, which is of great promotional value.
The juicy red fruits in the Six-leaf Plain have a wide distribution area, but the yield per mu is not high. Although they are very edible when harvesting, they are not highly valued in promotion.
Let’s talk about mineral resources.
I won’t talk about the small coal mine and an iron mine. Tianming doesn’t know how to mine, process, cleanse, and sell it alone. Therefore, he can only consider attacking the crystal gems in the Crystal River... The crystal river that stretches for several kilometers and countless crystal gems are Tianming’s first choice.
However, Tianming doesn't know what the market positioning of things like crystal is. If it is equivalent to jade and jade, then it can be rich enough to rival the country. But if it is like glass fluorite, it is too high in quantity and low in price, then it will be worth it.
In addition, how many years does the golden sand in the golden pond take to fill a pool? It is a non-renewable resource for Tianming. Even though there are several tons of golden sand in the golden pond, and gold is a hard currency, convenient for trading and safe use, Tianming still decided to mine carefully and use it in multiple batches. After all, using a little bit will make it less.
The most important thing now is to get the 200,000 you can’t afford in a short period of time.
Although he told Tianlin that he wanted to borrow from his friend, Tianming certainly would not do so.
Among so many classmates in college, those with rich but poor are so strong that they can borrow 200,000 yuan to him at once. Tianming can't think of anyone...
At night, I entered the small space again at dawn.
When I arrived at the yellow jujube forest, I climbed up a few tall yellow jujube trees at dawn. I took a lot of effort to pick 300 kilograms of yellow jujubes with good quality and mature quality as the first batch of small-space agricultural products sold to the outside world.
Riding a motorcycle, rushing from this hill to that hill, along the Golden River, came to the Golden Pool. Tianming jumped into the Golden Pool with a maximum water depth of only 2 meters and began to mine the golden sand. For Tianming, there was no problem with the water quality.
Compared with the traditional gold digging process, Tianming's gold digging work has no technical content. He only needs to use his hand to put a handful of gold sand with a gold content of nearly 100% and penetrate the supernatural space.
After 2 hours, the work was completed. Conservatively estimated that nearly hundreds of kilograms of high-purity golden sand were mined in Tianming. I felt that it was almost done, so I climbed out of the golden pond naked.
In order not to get his clothes wet, he went into the water naked.
After getting dressed, I came to another place at dawn: Liuye Plain.
The red fruits produced on the top of the six-leaf clover have always been Tianming’s favorite small space fruit. Each of them is just the size of a pigeon egg, and is bright red. The most memorable thing is that it tastes really good. When you bite it, the sweet juice will overflow, it will smell smooth and refreshing, and you still want to eat it.
Although the yield of red fruit is not high, it has good rotational properties. It can be picked every 7 days for a large land area, which can adapt to periodic picking.
Tianming was busy and busy for more than two hours, running around and only picked less than 30 kilograms. If it weren’t for the showers a few days ago, it greatly promoted the growth of plants and increased the density of fruits by 3 times, Tianming would probably not have been able to pick so many.
Back to Denglu Mountain, it took 5 or 6 hours in total.
In fact, Tianming still wanted to go to the Crystal River to pick up some crystal gems, but after looking at the gems piled up in the superpower space, he didn't make another trip.
………
On December 12, early in the morning, I got up from the warm bed of the 2.2 by 1.8 square meters of Qianmeng Xi double bed.
Today, there are very important things to do.
Suyun City is a large inland city near the coast in the central and eastern part of Country H. It has a permanent population of 11 million and a local population of 5.1 million.
Textile industry, heavy industry and tourism services are its three major economic pillars. It has a superior geographical location, a developed economy, and is suitable for living. There are 28 millionaires and 6 billionaires per thousand residents, ranking second in the country.
As for the millionaires, it’s a big street. Even if there are half of them before dawn, it’s all considered that they can have a house and a car here.
Jin Fuyuan is a jewelry store specializing in gold sales, jade processing, art sales and other businesses. It is well-known among hundreds of gold and silver jewelry stores of all sizes on the Jade Street.
Tianming is negotiating business with Jin Fuyuan’s Manager Qian.
Manager Qian is a gentle and elegant middle-aged man with a white face, wearing a pair of single-hanging gold-framed glasses, a plain long gown, and speaking harmoniously, giving people a feeling of spring breeze.
He looked carefully at the gold brick on the table. The gold brick was very large, 5.6 times larger than the average 500-gram-weight small gold bar, and the net weight was 2,580 grams. He just asked the employee to test the content of the gold element with a metal measuring instrument and found that this was a piece of gold with a purity of more than 3,900 gold.
I just held this gold brick in my hand, and the density was obviously much smaller than that of ordinary gold. He thought it might be a piece of fool's gold. Unexpectedly, when I measured it, it was a piece of high-purity thousand-full gold. Manager Qian immediately became much more enthusiastic about Tianming's hospitality.
"Manager Qian, how much is this gold brick worth?" Tianming said straight to the point without chatting with him for long.
Manager Qian breathed a sigh of relief and said, "Mr. Xu, the international gold market price has plummeted recently, and investors have bought at the bottom and sold. The current gold purchase price is much worse than before."
"I see that the gold in your commodity counters have sales prices of more than 340,350 per gram. My gold brick should not be much different than them, right?" Tianming asked curiously.
"Your gold brick is very purity and high quality, and is much more valuable than ordinary miscellaneous gold."
Manager Qian kept it a secret.
"Then you just say, how much is it worth?"
Manager Qian pondered for a while and said, "The gold in our store is collected at 290 yuan per gram according to international standards. The gold in the hands of ordinary people is generally recycled at 60-65% of the sale price according to purity. Your gold brick is very purity, so we can make a few points to be recycled at 70% of the international standard price..."
"At 80%, you can make 20% if you change hands, which is very good." Tianming said.
A female teller next to him stopped and said, "Sir, you can't say that. We need to process your gold. These processes are labor-intensive. Besides, when we open a store, we have to pay rent, and employees' wages must be paid. Maintaining such a large store requires a little profit, right?"
"75, if not, I won't sell it!"
Seeing Tianming picking up the golden brick and turning around and leaving, Manager Qian looked at each other with the female counter and said to Tianming in unison: "Wait for Mr. Xu, as you said."
Chapter completed!