Chapter 214: Ponzi is a role model

Yang Jing jumped and laughed again, which made several ministers on the ground very worried.

"The annual interest rate is calculated as five percent. Two years, this requires a little more. The annual interest rate will be at least six percent. If it is three years, it will be seven percent.... If it is deposited for five years, I will give him ten percent annual interest..." Yang Jing heard about this "bad habit" of ancient money shops, so he was so happy that he immediately raised the interest rate to more than five and the interest rate for five years to more than ten percent. This is to move all the money of those bureaucrats and landlords to their own banks! Isn't this just because he has money? It is basically not difficult to make money with his countless gold fingers.

Several ministers on the ground looked at the emperor in a daze, and looked at the emperor dancing, and thought to themselves that the emperor was probably crazy...

"Report to Your Majesty, I will say something I shouldn't say..." Seeing the emperor's crazy appearance, Xu Guangqi thought that it would be a big deal if this continues!

"Oh! Haha, what do Master Xu say?" Yang Jie immediately calmed down when he saw Xu Guangqi talking.

Several people on the ground saw that the emperor suddenly became normal and knew that the emperor was not crazy. However, they were even more worried about the emperor's super high interest rate. If the emperor was crazy, it would be better. The high interest rate was just a bit like the emperor's crazy and he said nonsense when he was crazy. It was not crazy. If he had saved 100 taels of silver, he would have given 100% of the interest every year. If this was ten years of the village, wouldn't it mean that 100 taels of gold have become 200 taels? This... it is really easier than digging gold!

Xu Guangqi's heart was beating wildly. The interest calculation was amazing. The emperor was probably crazy. This had to stop the emperor!

"Your Majesty, is this interest too high? If you deposit for five years, you will give 10% of the annual interest every year. If you deposit for two or five years, wouldn't you have two capitals? This... Your Majesty! You have always been the depositors who pay the depositors. You are already kind enough to give the depositors interest, and you still set the interest so high? This... Your Majesty, think twice! There is no need... The annual interest of 500 shares is already very high..." Xu Guangqi couldn't stand the emperor's high interest rate. If this is the case, the emperor would not be afraid of being eaten up by interest. You must know that the Ming Dynasty was rich in the people! There are many rich people in the people. If they come for 100% of the emperor's interest, wouldn't the emperor even have to pay for his pants?

Faced with Xu Guangqi's anxious preaching, Yang Jing smiled. This is what Xu Guangqi doesn't understand. Yang Jing set this interest based on the interest in the 21st century. The annual interest rate is 5%, which may be slightly higher than that in the 21st century. But everyone knows that the interest rate of banks in the 21st century is super low. Therefore, Yang Jing felt that in the Ming Dynasty, in order to attract deposits, it is appropriate that he would be slightly higher. Otherwise, who would like to save money from himself?

"Haha... Master Sun, I have my own ideas about this matter. I am sure about this matter. Master Xu should not worry." Yang Jing smiled. Yang Jing was 90% sure about this matter. He is extremely short of money now. He is not afraid of more money and has a higher interest rate. He is not afraid of it. Because he travels through time, he has countless gold fingers, and is waiting for the money to be put into the pot and start work. There is no one more suitable person than him, a time traveler. In ancient times, banking was destined to be his own way of wealth! Now, no one can stop himself from using the bank to make money.

Xu Guangqi was very anxious. Although the emperor said he had an idea about this matter, Xu Guangqi was worried that the emperor would mess around. He would spend all the money deposited by others in the money house, and he would be afraid that there would be a lot of trouble!

"Your Majesty, it's not that I'm talking too much. This matter is really... Your Majesty, the interest is really high! Your Majesty, please listen to me. This interest must not be so high. At the same time, people in the world will not save the silver in Your Majesty's money house? At that time, when the time comes, what will your Majesty use to pay the principal and interest to others!... Your Majesty, five years will pass in the blink of an eye! At that time, the principal and interest will be paid back one and a half! This... Your Majesty..." Xu Guangqi was really anxious. The interest is 10% a year, and 50% a year, and it will be 50% a year, and it will be 10% a year, and it will be 10% a year, and it will be 50% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 50% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be 10% a year, and it will be

"Hahaha..." Yang Jing laughed out loud, what should I pay for interest? People who have experienced the financial crisis probably know what "Ponzi scheme" is, and pay back the money from later generations. This kind of thing, a guy named "Madoff" has done it for decades, and the amount of fraud is hundreds of billions of dollars, his family property, and more than 100 billion... He is an emperor, not to mention countless gold fingers, but if he only uses Madoff's business level, he can also support it for decades. Decades later, will the Ming Dynasty still be there? Is there something else to say... Hahaha... Yang Jing burst into tears.

Several people laughed so hard that they cried when they saw the emperor laughing wildly, and they didn't know that the emperor was crazy. This fact is extremely serious. Is the emperor laughing or crying?

"Hahaha... Master Xu, I really have a way to settle this matter. Master Xu, don't worry about this matter. I am indeed short of money, but I am afraid that I don't know how hard I make money... Alas... Hehe, this glass factory was opened by me. With the speed of making money in the glass factory, do you still think that you can't pay back 10% of the interest per year? Now you are not worried..." Yang Jing wiped his tears and said so. He thought about how to borrow countless money as soon as possible to help him overcome difficulties. As for whether to pay fifty or one hundred ten years later, that is secondary. In order to dispel the concerns of "his own people", he had to reveal a little secret.

The following people opened their mouths again and looked at the emperor in horror. The relationship between Liulizhai and the emperor was not ordinary. Many people in the officialdom in the capital smelled. However, no one thought that this was what the emperor opened. They thought that this was the emperor using his power to eat his own share of the umbrella. Where did they know that this was actually what the emperor opened, and the difference was huge.

quite a while.

Xu Guangqi closed his wide mouth and then smiled and said, "Your Majesty, since Your Majesty has such a way to make money, I will not worry anymore... I don't worry anymore... However, I still remind Your Majesty that it is unprecedented to pay interest in the money shop. I think it is a hundred and 100% interest first, depending on whether there are too many people saving money. If not, it is not too late to increase the interest. What do you think?" Xu Guangqi was not afraid when he heard the emperor say this. He has changed from firmly opposing the emperor to give high interest, and now he hopes that the emperor will give interest according to the market conditions.

Uh... It makes sense. If there are enough people to save money for 5% interest, that is, there is no need to give 10%. This is really a matter of fact. Yang Jing agreed with Xu Guangqi's view. The amount of interest depends on the market's reaction!

"Well! Master Xu is right. I accept it. I will set the interest rate a little lower first. It depends on the effect of saving money. By the way, everyone in the glass factory must keep it secret for me! Don't leak it, haha..." Yang Jingwei followed Xu Guangqi's intention and told him not to leak the secret. In fact, most people in the capital know that the glass in Liulizhai has a close relationship with the emperor. In the capital, it is impossible for you to do such a big and attractive business without a backstage.

Seeing that his proposal was accepted, Xu Guangqi stopped talking about it. If you open a money shop, open a money shop, and just make an invoice. What the Ming Dynasty wants now is money. The emperor is a good man who can make money. This is considered that God has sent a savior to the Ming Dynasty! As for what else, I don’t care.

Sun Chengzong and Bi Ziyan also had some understanding of the glass in Liulizhai, and they also had some understanding of the speed of making money in this glass. The women in their families all discussed buying a large mirror for dressing, otherwise they would be useless and would not be able to raise their heads in this capital! When they heard about the price of this dressing mirror, they would say "heavy"! Since this is a shop opened by the emperor, that's good, that's good! He asked his wife to buy more, which was also considered to be a way to share the emperor's worries...

The king and his ministers were happy, sweeping away the awkward and depressed atmosphere just now, and everything could be described as a dance of elegance.

Yang Jing calculated that his own gains today were very big. The banknote problem has basically been solved. He solved the problem of reserve funds and also solved the bank's deposit absorption problem. After this series of operations, if you operate well, you can really make a lot of money. This is faster than making money with gold fingers. This is the benefit of being an emperor. It is much easier to make money from a small person from the grassroots level. As long as you give a policy and come up with a random idea, you will have countless money.

Xu Guangqi solved a lot of things for the emperor today, and was also proud. Seeing that the emperor looked like he was wandering around the world, he probably was thinking about something happy. He also stroked his beard. Since he was ordered by the emperor to return to court and was respected as a master by the emperor on the first day, Xu Guangqi has been very confused. The emperor called his master so much that he really felt guilty. He didn't help the emperor with any help. He was so trustful to the emperor. Until today, he solved the big problem of reserves for the emperor. The little guilt in his heart was wiped out. The emperor's master's voice is not in vain now.

Xu Guangqi stroked his beard and thought about how to make money for the emperor. As he thought about it, he thought of an important thing.

"Your Majesty, I have one thing that has something to do with issuing banknotes. I don't know whether to say it or not..." Xu Guangqi hesitated for a while and said this. Now the emperor is just focused on making money, and he should also focus on helping the emperor get money. As for the others, let me put it aside for the time being.

Yang Jie, who was wandering around the world, heard what his "high opinions" had Xu Guangqi and immediately asked: "Oh? Haha, Master Xu, what's his "high opinions? Just say that there is nothing to do or not." Yang Jie, who was about to make a fortune, "loved" this old man to death. This old man is still very wise and can solve problems for himself.

"Report to Your Majesty, I saw that Your Majesty was going to reprint treasure money and issue money. I suddenly remembered that overseas, some barbarians also issued a currency made of silver called silver coins. When I talked about overseas style with Western missionaries, I often heard missionaries talk about the silver coins on their side. I felt that there might be some profit here, and I don't know your Majesty..." Xu Guangqi is a Catholic believer and has a very close relationship with foreigners. It is normal to know what foreigners are doing.

"Silver coins?" Yang Jing was a little surprised. Has foreigners already started using silver coins at this time? Yang Jing was stumbled on his mind. Silver coins? Gold coins? Copper coins?

"Report to Your Majesty, indeed, silver coins seem to be common currency for barbarians, just like the silver we have here...but there seem to be gold coins, but it is far less than silver coins..." Xu Guangqi explained.

"Wait, Master Xu, are you saying that foreigners are using silver coins? Is this right? And, there is still a profit here?" Yang Jing was a little confused, but he still grasped several key points. The first is that foreigners use silver coins, and the second is that there is a profit here.

"Report to your Majesty, yes, it's silver coins. There are some barbarians in my family who have used it. They seem to be called Yingyang, but they are indeed made of silver. When I talked about this currency with Western missionaries, I talked about this silver coins and Yingyang. I also exchanged some of them for their stay at home to study... It seems to be very profitable, maybe..." Xu Guangqi did a lot of things for the revival of the Ming Dynasty, such as growing sweet potatoes, corn, drying salt by himself, taking Western teachers as his teachers, entering foreign religions by himself, translating Western scientific books by himself, making scientific research tools by himself, and even practicing new troops, buying foreign advanced cannons, imitating them by himself, etc. It can be said that he is a "good person" who is dedicated to looking at the good things of the Ming Dynasty.

"What? Yingyang?" Yang Jie was shocked this time! There was Yingyang in the Ming Dynasty? Didn't Yingyang often appear in various novels in the late Qing Dynasty? Why did the Yingyang in the Ming Dynasty? It was spread to the Ming Dynasty? Is this world certainly correct? Yang Jie was surprised this time.

Yang Jie looked at Xu Guangqi in shock. This guy is not a time traveler, he looks more and more like him the more he looks!

Xu Guangqi looked confused. Why did this emperor hear Ying Yang's reaction so much? Is there any taboos here?

"Report to Your Majesty, it is indeed Yingyang... The silver coins made by the barbarians are similar to the copper coins of our dynasty, but there is no hole in the middle, slightly thicker than the copper coins. On one side of the silver coins, there is an eagle holding a snake in his mouth, so it is called Yingyang..." Xu Guangqi felt that he would explain the silver coins and Yingyang, otherwise he would not know what taboos he had made.

"Uh... Yingyang... This, Master Xu, are you sure?" Yang Jing asked weakly. If the foreign devils in this era began to print silver coins, then he should really catch up with the advanced level of the world and be in line with the world. Now the Ming Dynasty was still using ingots. Large ingots were produced by the government, and small scattered silver had to be cut with scissors and used to mark them. This is very backward. Indeed, this time, I have to keep up with the world's form and make silver coins.

"Report to Your Majesty, I do have it, but I haven't brought it to you today..." Xu Guangqi saw the emperor with a lot of worries. He didn't know what the emperor was thinking about, and he also considered whether the silver coin mentioned today should be said. He didn't know if he violated the emperor's taboo. The emperor's face was not very good!

"There is something at home? Really? Okay, I'll send someone to get some right away. I'll take a look..." The pace of catching up with the world cannot be delayed for a moment. Speaking of silver coins, what impressed Yang Jing the most was "Yuan Datou". This representative of silver coins in Chinese history cannot be forgotten! I thought that there were silver coins in the Ming Dynasty hundreds of years ago, and it was widely circulated. Alas... I'm behind! I'm behind!

"This... Your Majesty, you really want..." Xu Guangqi was a little uncomfortable with the emperor's style of doing things, so he immediately went to his home to get it. How urgent is this!

"Haha, yes, I'll see it immediately, Da Pei, immediately send someone to Master Xu's house to get Yingyang..." Yang Jingwei made the decision for his master this time.

Xu Guangqi didn't say anything. The emperor came to his house to get things... Can he say something he didn't say?

"I obey the order, go now..." Wang Chengen responded, and then reminded in a low voice: "Your Majesty, it's getting late. Your Majesty, it's better to have some lunch. If you don't eat, the Empress will scold me again."

Speaking of eating, Yang Jie's stomach immediately started to roar. He went to the morning court early this morning and fought with the ministers. He spent a lot of time discussing issues with his confidants. The time took longer and he had not eaten anything. If it weren't for Wang Cheng'en's reminder, he would have saved this lunch.

"Oh...hehe, I almost forgot. You haven't had lunch yet. Today, I'll eat here. After Master Xu's family's Yingyang is taken, I will continue to study. Haha, eating is important, eating is important, big companion, immediately send someone to pass on the meal, add a few pairs of bowls and chopsticks, and both of my masters and Bi Aiqing will eat together." Yang Jing immediately put down his official duties and had a meal. Not being hungry does not mean that these old people are not hungry. Moreover, it will take some time to get the real Yingyang from Xu Guangqi's house.

"I obey the order." Seeing that the emperor finally remembered to eat, Wang Chengen breathed a sigh of relief. When the emperor was busy, he often didn't care about eating. For this matter, the queen had already talked about it several times, so he had to keep a mind.

Yang Jing learned from his lesson. When the emperor had to wait for others to try it before it was his turn to eat it. Therefore, Yang Jing tried his best to reduce the dishes. The time for the tasting became shorter, so he could eat hot dishes and hot rice by himself. It was not easy!
Chapter completed!