Chapter 119: Seal Money (2)

"Report to Your Majesty, the criminal did take the silver from the palace and put the seal money outside." Li Weiren didn't know why, but the emperor must ask him about the seal money. Isn't it my crime? Thinking about it, there is no need to ask about my crime at all. I have walked on the guillotine, and I still have to try it out in person? The emperor killed an eunuch, who would care about this?

"I'm not asking you this, I'm asking you what is the money in the seal? How much is it? How large is it? How much money can you make?" Yang Jing directly asked the most core thing, is this money in the end? If it makes money, why don't you take out the millions of taels of silver in the warehouse and place it in the warehouse?

"Your Majesty, the seal money is a loan shark. How do you put it?... For example, if I put the money ten times, it will last for a month, with two branches per month, and the total capital and profit in one month is 10 times, and the total capital and profit is 200 times. If it is divided in thirty days, the daily capital and profit should be paid is 340 times..." When it comes to putting the seal money, Li Weiren said it very carefully and was quite familiar with the method of putting it. He simply talked about how to put the seal money and explained it.

"Wait... Wait for me to make a good idea..." Li Weiren said quickly. Yang Jing couldn't keep up with the pace for a while and wrote and painted on paper with a bamboo pen.

How much is a ten-dollar money? One thousand ounces or ten taels of silver? Ten-dollar money is zero two hundred and twenty-hundred-dollar money, divided by one thirty days, and pay 340 ounces and interest every day. That is to say, 340 times thirty days is one thousand two hundred ounces, and ten ounces are one thousand ounces, each ounce of one hundred ounces. Yang Jing quickly calculated the algorithm of usury on paper. He found that only two cents of profits cannot be considered a high loan shark. This is common in later generations, three cents of interest, and one cent of interest has also been seen.

Yang Jing found that this Yinzi money is very similar to the mortgage of a later bank, but the daily repayment was changed to a monthly repayment. He cursed in his heart that it was not a good thing. He also had a new understanding of this mortgage. This mortgage means to remove your skin on time. If you want to say the difference between it and Yinzi money, it means that your skin is removed by day, while later bank is removed by month.

Yang Jing was glad that he came to be the emperor of this Ming Dynasty, so he didn't have to buy a house, a car, or a bank's money, or a bank's timely removal. But he thought, God was even better than a bank in the Ming Dynasty. Although he couldn't destroy you to repay the loan in time, once you didn't have the ability to repay the loan, he would directly send someone to demolish your home, which was ten thousand times more terrible than the bank.

"Isn't the interest rate of two cents very high?" Yang Jingwei was very interested in the mahjong hall in later generations, and the interest rate of two cents is really not high.

Li Weiren was also curious. This emperor also knew how to put the seal money? The two-point interest was not high. He just used the two-point interest as a metaphor for the sake of explanation. He now admired the emperor even more and said, "Your Majesty, two-point interest is not high. Generally, he is an acquaintance. Only good reputation can bring two-point interest. Generally, three-point interest is three-point, five-point interest is mostly eight-point interest."

"Oh! I understand, who did you give me all the talk?" Yang Jie was going to put the money on, so of course he had to find out the customer base clearly first.

"Your Majesty, the seal money is usually given to those who need money in urgent need. The best ones are the children of officials, followed by merchants and landlords, among which the family is the best, and finally the gambler..."

"Explain it in detail."

Li Weiren also dug up his experience of putting seal money to the emperor: "Your Majesty, the best way to putting seal money is to choose the children of the official family. These people have money and are very good at face, and generally do not owe to the owl. Among them, the best one is to lose the truth. As the saying goes, a camel who starves to death is larger than a horse, and they can generally pay back the money and will not cause trouble. It is also a better choice. Then there are merchants. This risk is relatively high. For example, if a businessman is crossing the ocean and doing business, the boat capsizes, and there will be nothing, but the borrowed amount is large and the interest is high enough. Good luck is the most profitable. The landlord is safer, but the landlord generally does not borrow seal money, but will give it to the gamblers himself. This one is fast and the speed of collecting money is fast, but the most fearful person is not able to receive money. People who have no ability dare not give it to the gamblers..."

Yang Jing felt interesting in his heart, and he gave the seal money to others to grade. It seems that it is quite "professional". The children of officials borrowed seal money? This seems not difficult to understand. There are some things in "Dream of Red Mansions".

This businessman borrowed money to do business, and it was easy to understand. He was floating across the ocean? Well, it was interesting. Isn’t the court banned the sea now? Why are there still people going to do business in the sea? Although they know that the bureaucratic landlord class is engaged in smuggling, they did not expect that the profit was so great that they dared to borrow usury to travel to sea transportation.

"Li Weiren, are you saying that someone else borrows usury to travel across the sea to do business? Isn't you wrong?" The interest rate of this usury is high enough. Some people dare to borrow usury to travel to sea transportation. What does this mean? It means that the profit of this usury is extraordinary, and usury is nothing in front of him. However, the ministers of the court did not allow the emperor to open a ban on sea or to collect tariffs. After hearing this, Yang Jing's heart was furious again, cutting off people's wealth, like killing his parents, scolding the next door.

"Your Majesty, this is true. I have heard that lending money to maritime merchants in the southern Jiangsu and Zhejiang areas is very cost-effective. The profit is extremely high, and of course the risks are also great. However, there are not many maritime merchants here. I don't know much about maritime affairs, so I mainly give it to the children of officials and gamblers..." Li Weiren answered questions and was always the one who died once, so he had no scruples.

There are not many other things in the capital, but there are many officials. It is easier to understand that Yang Jing took advantage of this. The money from the children of the officials is easy to make, so he was ready to put the money. Unexpectedly, Li Weiren said another scene. The south gave usury loans to maritime merchants and made even more wealth. The chain of interests hidden in the mist was accidentally told to Li Weiren.

Yang Jing's heart was like a few cats scratching their claws. At the same time, he was so angry that he was smuggling. You all did smuggling, but they didn't allow me to collect tariffs and ban the sea. It seems that the business at sea is not enough to not interfere with it. The navy will take shape as soon as possible! We must speed up! Yang Jing was furious in his heart, and he wished he could send a fleet to deal with the smuggling guys immediately. Then he did business alone. Wouldn't the money be as much as possible?

"What about this scale? How big is it?" Yang Jie, who was furious, wanted to send someone to scam the homes of wealthy businessmen in the south.

"Your Majesty, you are not the one who has released the most. In the capital, it is just a medium-sized one. In the capital, there are many families with backgrounds in the capital. Like me, you can only earn 10,000 or 20,000 taels of silver a year, not much..." Li Weiren, an insider of the industry, burst into insider information, which is quite powerful.

The water that puts the stamp money is not as deep as it is. The scale of tens of thousands of taels is still medium. If it is too big, wouldn’t it cost tens of thousands of taels or hundreds of thousands of tons to be called large-scale? Yang Jing thought that although the millions of taels of silver in his own treasury were all given to others, it would be fine to make a time difference. Three or four million taels of money that could be released. With his own ability to collect money, who dares to owe his own money? Is the Jinyiwei a vegetarian? Who has my awesome?

This seal money, the speed of money making money is quite fast. Is it a waste of money to roll and roll? Yang Jing swallowed a few saliva in his heart. He wished he could find someone all over the world to put the seal money.

"According to your estimate, how big is the scale of the capital? "Unifying the capital city's seal money is Yang's temporary goal. If you don't make this money, you will be struck by lightning. The largest backstage of the Ming Dynasty - the emperor and the most awesome collection organization of the Ming Dynasty - the Jinyiwei. Who else dares not to repay the money in the Ming Dynasty?

"Report to Your Majesty, according to my estimate, there are still hundreds of thousands of taels in this capital city, but not big. It is said that in the southern Jiangsu and Zhejiang areas, there are more stamps and a large amount of money. It is said that if there are maritime merchants, they can borrow more than 100,000 taels at one time, and there are many people who are hundreds of thousands of taels..." Industry insiders exposed the inside story of the industry, which was indeed shocking.

"Gugu... Haha, good, good! Li Weiren, what else do you know? Tell me about it." Yang Jing swallowed a few saliva and became interested. It was indeed a promising thing to put money in. This matter must be implemented quickly and let go of the money in the warehouse as soon as possible. I also hope that Li Weiren will expose more insider information in the industry.

"Your Majesty, I don't do it by myself. There are other people in this palace who will put the seal money together with me. Otherwise, even if I can be released, I will not be able to take it back." Li Weiren was willing to go out. Anyway, since he had been on this guillotine, he would not be afraid of anything. He would shake out all the things that could be shaken out.

Li Weiren was indeed very explosive, and even his accomplices exploded together. In fact, Li Weiren took the opportunity to retaliate. Wang Chengen could find out that he had placed the seal money, but someone reported it. Otherwise, Wang Chengen would look at the accounts and warehouses just by looking at the money they were stole? He could also find that he placed the seal money. So, he is taking revenge now. Li Weiren is not easy, and others should not think about it.
Chapter completed!